NAIC Draft Guidance Document: ERISA Preemption and State PBM Laws (PDF)

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NAIC Draft Guidance Document: ERISA Preemption and State PBM Laws (PDF)
ERISA and Alternative Health Coverage (B) Working Group, National Association of Insurance Commissioners [NAIC]

[Guidance Overview]
Apr. 9, 2026

17 pages. "This guidance paper deals specifically with questions about preemption of state PBM laws under [ERISA] ... [It] provides some guidance related to ERISA preemption by undertaking an analysis of the different types of state PBM laws and considering how appellate courts have applied the reasoning in Rutledge to those laws." MORE >>

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