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The 'New' 401(k) Retirement Savings 'Problem'
Nevin Adams in Data 'Points' 
[Opinion] Apr. 13, 2026 "After decades of urging discipline, restraint, and delayed gratification, we're now concerned that retirees are too disciplined -- that they're depriving themselves of the very retirement they spent a lifetime preparing for.... The industry's current 'solution'? If they won't buy [an annuity] on their own -- and if plan fiduciaries are (still) hesitant to put it on the menu -- well, let's default them into it -- by embedding it in a target-date fund or managed account." MORE >> |
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