"The rule gives plan sponsors a defensible process framework they've never had before, brings real scrutiny to fee practices that have long harmed participants, and could help fiduciaries make better-documented decisions regardless of where they land on the active-versus-passive spectrum.... Key provisions are either unenforceable from a participant's perspective, built on a fee disclosure framework that remains broken, or unlikely to produce real-world change despite the regulatory machinery behind them."  MORE >>