"The spate of voluntary benefits cases presume that the benefit programs at issue are all considered to be employee welfare benefit plans under ERISA. Courts have not yet ruled definitively on how or if ERISA applies to voluntary benefits. The most recent case, ... as in other similar complaints, argues that the defendants breached their fiduciary duties by failing to properly manage the plan by not monitoring, negotiating or ensuring reasonable carrier selection, broker commissions and loss ratios, thereby causing plan participants to pay excessive premiums." [Haller v. Banner Health, No. 26-3114 (D. Ariz. complaint filed May 4, 2026)]  MORE >>