"[A] fiduciary (including a fiduciary advisor) must, when selecting investments, decide on all of the considerations that are relevant to making an informed decision, gather the information about those considerations needed to make an informed decision, and then review and evaluate that information.... The discussions in the proposal package, and DOL speakers, repeatedly refer to the phrase 'objective, thorough and analytical' process (or 'OTA') for selecting investments. Clearly that is the DOL's expectation."  MORE >>