"Participants in welfare benefit plans are using the same ERISA principles and legal theories prevalent in the 401(k) excessive fee litigation ... [including] [1] breach of fiduciary duty of prudence, [2] failure to monitor, [3] prohibited transactions with parties in interest, and [4] knowing participation in fiduciary breaches. This [article] provides an overview of voluntary benefits, the key allegations in this emerging litigation, and practical steps employers can take to mitigate risk."  MORE >>