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How Much Do People Rely on 401(k)s for Retirement Income?
Investopedia Link to more items from this source
June 10, 2026

"Only 45% of retirees say a workplace retirement plan is an income source, compared with 83% of workers who expect one to be. The median Vanguard 401(k)-style balance for Americans 65 and older is about $95,000, or roughly $3,800 a year using the 4% rule. Many 401(k)s get rolled into IRAs by retirement, so retirees may still be using old workplace savings but under a different label."  MORE >>

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