"DINKS (dual income, no kids) have no adult children on the horizon to help with trips to the doctor, meal deliveries, or activities of daily living as needed. Thus, the surviving spouse is potentially more likely to have to pay out of pocket for support services as they age. Similarly, seniors with no immediate family to provide room and board during their twilight years may move into an assisted living facility or nursing home sooner than their peers who are parents. Paying those bills for even a few extra months can take its toll on their budget."  MORE >>