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Free Publications
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Trump Accounts for Newborns Are Nothing But a Diversion
Alicia H. Munnell, Center for Retirement Research [CRR] at Boston College 
[Opinion] June 23, 2026 "The problem is that Trump Accounts further complicate our already-complex savings account system. We have at least 11 different tax-advantaged savings vehicles, with different rules, limitations, and regulations. Moreover, Trump Accounts are structured as a bizarre mix of Traditional and Roth IRAs, but with additional restrictions ... As such, Trump Accounts really do not provide any additional incentive to save.... [T]he main attraction is the $1,000 initial deposit from the federal government." MORE >> |
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