The BenefitsLink Newsletter -
Retirement Plans Edition
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August 23, 2000
403(b) Plans: The Benefit That Sometimes Isn't
Excerpt: "Teachers, nurses, and others in helping professions already feel underpaid and underappreciated. Here's more bad news: They're likely to hold the short end of the stick when it comes to their retirement plans, too.... Here's how 403(b)s can hinder your retirement-savings efforts and what you can do about it." (Morningstar.com)
Another Question is Answered in Our Who's the Employer Q&A Column
If Dentist Able and Dentist Baker are each sole proprietors, operating in the same office and sharing the staff employees 50/50, can each have his or her own retirement plan, taking into account just his or her share of the staff employees' payroll and hours worked? Please assume there is no entity combining the two sole proprietorships. (BenefitsLink.com)
Deferred Compensation Fundamentals Are The Keys To Sales Success
Excerpt: "A good working knowledge of 'deferred compensation' fundamentals will enable the average financial service professional, regardless of his professional orientation (life insurance, mutual funds, stock), to successfully sell.... Let's review these fundamentals and along the way remove some of the common misunderstandings that have grown out of inadequate education." (Magner Financial Network)
Why the Flap Over Cheney's Retirement Package?
Excerpt: "Over the course of six days, the New York Times published three articles -- two of them on its front page -- about Dick Cheney's so-called retirement package. Collectively, the three articles represent a case of much ado about nothing." (Graef Crystal, on Bloomberg.com)
(Following also appears in Welfare Plans Edition)
Corrected URL: 3d Circuit Finds CBS-Westinghouse Illegally Cut Back 'Job Separation Benefits'
Bellas case. Excerpt: The case addresses "whether a permanent job separation benefit contained within a pension plan constitutes an early retirement benefit or retirement-type subsidy protected by the anti-cutback provisions of [section 204(g) of] the Employee Retirement Income Security Act of 1974." (FindLaw.com)
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