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The BenefitsLink Newsletter -
Welfare Plans Edition

December 12, 2000

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New Interactive Tool Helps You Understand Your HIPAA Rights
Excerpt: "The federal Health Care Financing Administration (HCFA) has rolled out an online interactive tool, HIPAA OnLine, designed to answer consumers' questions about health insurance rights under the federal Health Insurance Portability and Accountability Act (HIPAA)." (insure.com)

Reinventing Healthcare Benefits
Transcript of roundtable discussion. Excerpt: "Understanding Defined Contribution Models, Self-Directed Health Plans and Online Benefits Management" (Healthcare Business)

Labor Department Will Publish Year 2000 Form M-1 For Multiple Employer Welfare Arrangements
Excerpt: "The U. S. Department of Labor�s Pension and Welfare Benefits Administration today announced it will publish in the Federal Register the Year 2000 Form M-1 annual report for multiple employer welfare arrangements (MEWAs). This form is the same as the 1999 form, but several clarifications were added to the instructions in response to comments." (U.S. Department of Labor press release)

How To Make Claims Under A Self-Insured Health Plan
Excerpt: "If your group health plan at work is self-insured (meaning the employer assumes the risk for plan members), the U.S. Department of Labor (DOL) sets procedures to follow when filing a claim. If you don't know if your health plan is self-insured, ask your employer. This information is important because self-insured plans are governed by ERISA, the federal Employee Retirement Income Security Act of 1974." (insure.com)

Employment-Based Health Insurance Coverage (PDF)
Excerpt: "This study examines access to employment-sponsored coverage as a way of understanding why some workers are more likely to be uninsured than others, and also examines the impact of coverage on health care spending.... In this study, we look more closely at the impact of employment on health care coverage, detailing the relationship between employment characteristics, certain demographic traits, and coverage." (William S. Custer and Pat Ketsche, published by Health Insurance Association of America)

Rising Premiums Pump Up Insurers' Profits
Excerpt: "With health premiums rising faster than medical inflation, the nation's health insurers are enjoying healthy earnings. And analysts are bullish." (USA Today)

Temperature Falling on Retiree Benefits
Excerpt: "In a tight labor market, employers have been reluctant to reduce or eliminate health benefits for fear their workers may look for another job. But retirees appear to be another matter." (Chicago Tribune)

Steep Rise Predicted In Health Benefit Costs
Excerpt: "The cost of employer-sponsored health insurance benefits will rise 11 percent next year and many employers say they will pass on more of the expense to workers, according to a national survey of employers to be released today." (Washington Post)

Study: More Companies Will Pass Health Costs On to Employees
Excerpt: "With health insurance costs rising at double the inflation rate for three straight years, the number of employers planning to pass those costs on to workers has more than doubled from a year ago, according to a study released Tuesday." (New York Times; free registration required)

Links to Health Policy Sites Pertaining to the Healthcare Industry
Assembled and published by the Henry J. Kaiser Family Foundation. (Kaisernetwork.org)

(Following also appears in Retirement Plans Edition)

New issue online of the Pension & Benefits Update email newsletter by Tax Analysts: 12/11/2000
News items include: PBGC Claim for Missed Minimum Funding Contributions Denied Bankruptcy Priority; Master and Prototype Plans, Volume Submitters Must Submit Opinion Letter Applications by Year-End; Interest on Loan Deemed a Distribution Is Deductible; DOL Issues ERISA Exemption for Captive Insurance Arrangement; PBGC Amends Regs on Valuing Benefits in Single-Employer Plans; more. (Tax Analysts, Inc.--see www.taxbase.org)

Welcome to new BenefitsLink advertiser Tesseract Corporation
Tesseract's Next Dimension Benefits Manager offers complete, Web-enabled benefits administrative and employee self-service capabilities integrated with its powerful HR management and payroll solutions. For more information visit www.tesseract.com

Job Openings Newly Posted or Reposted on EmployeeBenefitsJobs.com

Daily Valuation Administratorfor WESPAC Plan Services, Inc.
in CA
Compliance Administratorfor The Vanguard Group
in PA
Defined Contribution Guru...Aggressive compensation package!for Richard A. Eisner & Company, LLP
in NY
Analystfor SCANA Corporation
in SC
Defined Contribution Business Analystfor INVESCO Retirement Plan Services
in GA
Sr Benefits Managerfor Kaiser Permanente
in CA
Senior 401k Plan Specialistfor Citistreet - A State Street & Citigroup Company
in MA
DC Administrator - Hawaiifor Hicks Pension Services - Honolulu Office
in HI
Health & Welfare Senior Consultantsfor Unifi Network/PricewaterhouseCoopers
in NJ, NY
Senior Health & Welfare Underwritersfor Unifi Network/PricewaterhouseCoopers
in NJ, NY
Regional VP/Wholesaler, 401(k) Plansfor SunAmerica Inc.
in AL, AR, FL, GA, LA, MS, NC, SC, TN, VA
Administrative Assistant/Secretaryfor Benefit Funds Office
in IL
Senior Healthcare Strategistfor Unifi Network/PricewaterhouseCoopers
in CO, DC, GA, IL, MA, NY, PA, TX
401(k) Account Service Leaderfor INVESCO Retirement Plan Services
in GA
401(K) Plan Administratorfor CMG Consulting, Inc.
in CO

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