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May 5, 2006
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Study Shows More Workers Dropping Health Insurance
Excerpt: "More workers are passing when it comes to their companies' health insurance benefits because they can't afford the cost, a study says." (AP via The New York Times; one-time registration required)

Congressional Budget Office Examines Senate Health Insurance Bill Allowing Federal Preemption
Excerpt: "The CBO estimate ... notes that the increase in federal revenue would result from a reduction in total spending on employer-sponsored health insurance and would reduce the portion of worker compensation that is tax-advantaged ..." (

Attorneys General Marshal to Oppose Small-Business Health Bill
Excerpt: "Most of America's attorneys general agreed recently that pending legislation to allow business and trade association members to band together to buy health insurance for their workforces is not a particularly good idea." (The Advisor)

Work, Entrepreneurship, and Opportunity in 21st Century America
Excerpt: "A report by the United States Chamber of Commerce which chronicles the rise of an entrepreneurial workforce that has turned away from traditional employment and work schedules in favor of a broad range of alternatives such as flextime, telecommuting, independent contracting, and small business ownership." (U.S. Chamber of Commerce)

Center on Medical Record Rights and Privacy -- Web Site
Excerpt: "A federal law called the HIPAA Privacy Rule gives you the right to see, get a copy of and amend (correct) your medical record by adding information to it. .... Most states also have laws that give you rights in your medical record. These consumer guides are intended to help you understand your rights to your medical records under a combination of these laws." (Georgetown University)

Jury Trial Set for this Fall in AutoNation vs. UnitedHealthCare
Excerpt: "A federal court judge has upheld a complaint by car retailer giant AutoNation against United HealthCare Insurance that alleges the insurer paid 'improper and unauthorized' medical claims. The decision clears the way for a jury trial, which will begin Nov. 13." (Employee Benefit News)

Regular Plan Audits Can Reduce Claims Overpayments
Excerpt: "Knowing that health insurers sometimes make mistakes in processing and paying claims, experts advise employers to audit their health plans every two or three years." (Employee Benefit News)

The 8 Dimensions of Care Management
Excerpt: "Effective care management requires more than a healthcare payor, a provider and a patient. It requires facilitation and collaboration along with new tools and communication channels that create a consumer-centric environment for care management." (HealthLeaders News)

Add a Wellness Program to Your Employee Benefits and Promote Health
Excerpt: "Most small groups should focus on wellness for all workers rather than disease management for a relative few, says Jack Bastable, who heads the health and productivity management practice at CBIZ Inc., a Cleveland-based business-services administrator. 'The greatest savings long term come from the opportunity to keep people who are healthy from getting sick,' he explains." (Employee Benefit News)

Data Mining-Driven Return on Investment: Health Care Cost Management (PDF)
5 pages. Excerpt: "Plan sponsors can reduce or avoid future health care costs by at least 5% or 10% annually through the use of evidence-based data-mining technology." (Benefits & Compensation Digest)

Extra Discounts for HSA Users Put Consumer-Driven Health Care in Overdrive
Excerpt: "There is a small community in rural Iowa that is so dedicated to bringing the best and most economical health care to its population that it is paving the path to a new way of thinking about consumer-driven health care." (Employee Benefit News)

Health Coaches Help One Employer Cut Medical Bills
Excerpt: "Eastman Chemical Company significantly reduced its medical bills through a program that helps newly diagnosed patients weigh treatment options. Medical decision support, provided by Consumer's Medical Resource, helps patients understand treatment options and choose what's best for them, unlike disease management, which typically helps with follow-ups and treatment compliance after treatment begins." (Employee Benefit News)

Single-Payer Government-Run Health Care Bill Gains Union Backers
Excerpt: "A bill establishing a government-run Canadian style single-payer health care system for the U.S., built on Medicare, is gaining union backers, coincidentally as 'Cover the Uninsured' week ran from May 1-7. The measure, H.R. 676 by Rep. John Conyers (D-Mich.), would eliminate the private for-profit health insurance industry by establishing a government-run system." (Press Associates, Inc. via Physicians for a National Health Program)

Links to Items on Executive Comp, Benefits in General

The Trucker Huss Benefits Report of April 2006 (PDF)
8 pages. This edition covers: Severance Plans: The New Nonqualified Deferred Compensation; The Internal Revenue Service Issues a Second Set of Final Regulations Regarding the Disclosure of Relative Values of Optional Forms of Benefit; and, Updated Guidance and Notices (Including a New Notice Obligation) for Medicare Part D. (Trucker Huss)

How New Accounting Rules Are Changing the Way CEOs Get Paid
Excerpt: "When a well-known compensation consulting firm predicted in early April that new accounting rules wouldn't have any impact on the use of options as compensation for corporate executives, Wharton accounting professor Mary Ellen Carter was ready to disagree. 'That's just not true,' she says. 'Options will be cut and directors will be switching to restricted stock for executive compensation.'" (Wharton School of the University of Pennsylvania)

Living to 100: Survival to Advanced Ages--Call for Papers
Excerpt: "Encouraged by the success of the 2002 and 2005 symposia on Living to 100 and taking into consideration a growing awareness of the long term effects of increasing numbers of persons surviving to very high ages, the Society of Actuaries Committee on Living to 100 Research Symposia is now organizing its third triennial international symposium on high age mortality and related issues to be held in January, 2008." (Society of Actuaries)

Update on the Aged 55+ Worker in 2005 (PDF)
4 pages. Excerpt: "Continuing the slow and fairly steady increase first observed in the mid- to late-1980s, the labor force participation rate for those aged 55-64 rose from 62.3% to 62.9% between 2004 and 2005 .... The rate for the under-55 population remained unchanged at 77.8% ...." (AARP)

G.ay Pension Ruling Could Impact All of New York State
Excerpt: "A Long Island court was told on Thursday that the New York State Department of Civil Service and the Uniondale Union Free School District are ignoring 'well-settled law in New York that honors [same-sex] marriages validly performed in foreign jurisdictions.' The case involves a retired Nassau County teacher who was denied spousal benefits for his same-sex spouse." (

Hewitt Federal Legislation Quick Guide Updated as of May 2, 2006
Excerpt: "Hewitt's Federal Legislation Quick Guide provides short updates on federal legislation that is currently under active consideration by Congress or has recently been enacted into law regarding health and welfare benefit plans, retirement plans, and human resources and employment law." (Hewitt Associates)

Overview: Revised Voluntary Fiduciary Correction Program Covers More Transactions
Excerpt: "[T]he Employee Benefits Security Administration (EBSA) has revised the Voluntary Fiduciary Correction Program (VFC Program) to include more eligible transactions and relief from civil penalties for transactions involving health and welfare plans, among other changes." (CCH Pension & Benefits)

Newly Posted Events
(Post Yours!)

6th Annual Educational Exchange
in Massachusetts on May 16, 2006
presented by Sentinel Benefits

Newly Posted Press Releases
(Post Yours!)

Trade Groups Defend Corporations' Right to Provide Legal Fees For Employees
(Securities Industry Association)

Zogby Survey Shows Most Small Business Employees Oppose Enzi Health Insurance Reform Legislation

New Poll Shows Americans More Worried About Making Retirement Savings Last Than Saving in General
(Americans for Secure Retirement (ASR))

Retail Industry Leaders Association Testifies Against State and Local Health Care Mandates
(Retail Industry Leaders Association (RILA))

Newly Posted or Renewed Job Openings
Post a Help Wanted Ad

Pension Administrator
for Moran & Associates, Inc.
in HI, WA

Employee Benefits Lawyer
for Venable LLP
in DC

Defined Contribution Client Account Manager
for New York Life Investment Management LLC
in MA

Back Office Operations Manager
for New York Life Investment Management LLC
in MA

Defined Contribution Plan Administrator
for New York Life Investment Management LLC
in MA

Institutional Trust Consultant III
for BB&T (Branch Banking and Trust Company)
in DC, VA

Qualified Plans Manager
for Ralcorp Holdings, Inc.
in MO

Wachovia Retirement Solutions Relationship Manager II
for Wachovia
in VA

Wachovia Retirement Solutions Relationship Manager II
for Wachovia
in VA

Executive Comp Consultant
for Hewitt Associates
in CA

Account Executive
for Transamerica
in MI

Retirement Plan Consulting
for Charles W. Cammack Associates, Inc.
in NY

Actuarial Assistant/Retirement Plans
for Charles W. Cammack Associates, Inc.
in NY

Sr. Sales Rep - Mgr Public Safety
in GA

Managing Actuary
for Charles W. Cammack Associates, Inc.
in NY

Health and Welfare Consultants
for Charles W. Cammack Associates, Inc.
in NY

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