No matter how benefits-savvy your employees may be, today’s health care environment can confuse the most sophisticated consumer. That’s why companies large and small use BeneCom for their benefits communication. We know benefits and we understand what employees need to know to make them work – for themselves and for you. And while we’re at it, we make your life a little easier, too.
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[Guidance Overview]
Centers for Medicare and Medicaid Services Updates HRA Coverage Reporting
Excerpt: "Among the issues addressed in the updated guide are references to changes in reporting for Health Reimbursement Arrangements (HRAs). CMS has removed all references from the updated guide that previously referred to reporting only for 'free-standing' HRAs."
(Fisher & Phillips LLP)
[Guidance Overview]
Grandfathered Plans under the Patient Protection and Affordable Care Act (PDF)
6 pages. Excerpt: "[The fact sheet] discusses health plans that existed on the date that health reform was enacted and are therefore exempt from some provisions of the law. It explains the requirements health plans must meet to maintain grandfathered status and outlines which protections in the health reform law apply to such plans and which do not."
(Families USA)
[Guidance Overview]
New Internal and External Claims Procedures for Group Health Plans
Excerpt: "The new rule explicitly requires the plan or issuer to provide continued coverage pending the outcome of the appeal. As under the current regulations, advance notice and an opportunity for an advance review must be provided before benefits for an ongoing course of treatment can be reduced or terminated."
(Deloitte via BenefitsLink.com)
Why Health Reform's New Protections May Not Apply to You
Excerpt: "Most employers will likely inform their workers of such benefit exclusions during the upcoming September-October open enrollment. One of the first things employees need to look for in their benefits packet is whether or not their plan is 'grandfathered,' . . . ."
(CNNMoney.com)
DOL Explains Nursing-Mother Work Break Requirements
Excerpt: "The DOL guidance sheds light on several issues, such as the duration and frequency of nursing breaks, the type of space required, and the conditions that might entitle women to pay during these breaks."
(Mercer LLC)
[Opinion]
Health Care Reform and HSAs: Issues of Concern
Excerpt: "Tax Increases: ObamaCare raises taxes on HSAs and makes them less consumer friendly: January 1, 2011: Over-the-counter (OTC) drugs and other household health care items cannot be reimbursed tax-free from HSAs without a prescription. This will increase taxes on American families by $5 billion. January 1, 2011: Penalty for non-qualified withdrawals from HSAs increases from 10 percent to 20 percent. There is no 'hardship' exception. This will increase taxes on American families by $1.4 billion."
(House Republican Conference)
The nation's workforce and health care system are constantly evolving and so are the legal issues. Law Journal Press helps you handle any benefits law question with up-to-date, authoritative books on all aspects of the field. Get legal and practical advice from leading experts on everything from COBRA to ERISA, "contingent" employees to family and medical leave, and more. Browse our product listings for detailed information and special offers.
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Benefits in General; Executive Compensation
Health Insurance for Terminating Executives
Excerpt: "In addition to effectively eliminating executive-only supplemental plans, this may very well shut down the fairly common practice of providing post-severance health benefits (beyond COBRA) to terminating executives."
(Ford & Harrison LLP)
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