No matter how benefits-savvy your employees may be, today’s health care environment can confuse the most sophisticated consumer. That’s why companies large and small use BeneCom for their benefits communication. We know benefits and we understand what employees need to know to make them work – for themselves and for you. And while we’re at it, we make your life a little easier, too.
For more information visit our site or call (860) 674-2626, Ext. 2001
Federal Agencies Announce Availability of Model Forms for Health Plan Claims, Appeals and External Review; Interim Enforcement Rule Prescribed (PDF)
3 pages. Excerpt: "[New] EBSA Technical Release No. 2010-01 . . . provides an interim enforcement safe harbor for non-grandfathered self-insured group health plans not subject to a State external review process, and therefore subject to the Federal external review process. (In the case of health insurance coverage offered in connection with a group health plan, the issuer has primary responsibility to comply with the interim final regulations.) This interim enforcement safe harbor applies for plan years beginning on or after September 23, 2010 and until superseded by future guidance . . . ."
(U.S. Department of Health & Human Services; U.S. Department of Labor; U.S. Department of the Treasury)
ERISA Long Term Disability Appeal Won Against Hartford
Excerpt: "The Hartford determined that she was disabled as of February of 2008 and began paying her benefits in July of 2008. In November of 2009, Hartford terminated her benefits claiming she was no longer disabled."
(Attorneys Dell & Schaefer)
Required Cafeteria Plan Amendments
Excerpt: "Internal Revenue Code Section 125 requires that a cafeteria plan be in writing and be adopted on or before the first day of the first plan year to which it relates. This applies to amendments to the plan as well. In proposed regulations issued in 2007, the IRS stated that if a cafeteria plan does not comply with applicable requirements regarding content and timing of adoption, then the plan is not a cafeteria plan and all employees' elections of non-taxable benefits are not effective."
(Fisher & Phillips LLP)
ERISA Plan Wins Recovery from Settlement; Auto Insurer Must Reimburse Member
Excerpt: "This is the first time we've seen a case where a federal district court ruled that a Michigan no-fault auto insurer now has to pay more than its maximum plan liability when a health plan subject to ERISA recovered a substantial portion of the tort settlement proceeds it paid."
(Passion for Subro)
Medical Errors in 2008 Cost the U.S. Almost $20 Billion
Excerpt: "These are just the quantifiable costs, including higher medical costs attributable to the errors, and costs associated with higher mortality rate and costs resulting from lost productivity . . . ."
'Putting the Brakes on ObamaCare'
Excerpt: "The real wallop of ObamaCare will come in 2014, when most of the spending begins and businesses and individuals are hit with intrusive and expensive mandates. The main job of Republicans, should they capture Congress, will be to slow down implementation of the law and explain to the American people the damage it will do -- and already is doing -- to our economy. . . . Published in The Wall Street Journal, August 25, 2010."
(The Wall Street Journal via Galen Institute)
Advertise your company's products and services right here in the
Our subscribers care about employee benefit plan compliance, administration, costs and design. Roles include in-house benefits directors and administrators, TPAs, consultants, attorneys, trust officers, auditors and investment managers.
Your ad will show both your banner and a paragraph of
text -- more exposure than you'll find anywhere else. And,
of course, a clickable link to any page on your web site.
Call Mary Hall for details at 262-797-6380, or reach her at firstname.lastname@example.org
Webcasts and Conferences
Newly Posted Employee Benefits Jobs
Subscribe to the BenefitsLink Retirement Plans Newsletter, Too!
Sign-up form is at https://benefitslink.com/newsletter (free).
This email has been published by:
1298 Minnesota Avenue, Suite H
Winter Park FL 32789
Fax: (407) 644-2151
Jeanette Hull, News Editor
David Rhett Baker, J.D., Editor and Publisher
Copyright 2010 BenefitsLink.com, Inc.; except that you can
forward this email in full (including this boilerplate part) or
otherwise reprint this email in full (including this boilerplate
part) without obtaining our permission.
Anyone can receive these emails; just have them sign up
at this web page: https://benefitslink.com/newsletter/
Other useful links: