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Health & Welfare Plans Newsletter

September 17, 2010

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No matter how benefits-savvy your employees may be, today's health care environment can confuse the most sophisticated consumer. That's why companies large and small use BeneCom for their benefits communication. We know benefits and we understand what employees need to know to make them work - for themselves and for you. And while we're at it, we make your life a little easier, too.

For more information visit our site or call (860) 674-2626, Ext. 2001

Decline in Employer-sponsored Health Coverage Accelerated Three Times As Fast in 2009
Excerpt: "According to a report released . . . by the U.S. Census Bureau, the number of uninsured Americans under age 65 rose from 45.7 million in 2008 to 50.0 million in 2009."
(Economic Policy Institute)

Hawaii Teachers Sue Over Changes to Health Plan
Excerpt: "Hawaii public school teachers filed suit [on September 14, 2010] in Circuit Court to block changes in their health coverage, saying that the state's plan to do away with their health benefit trust fund is unconstitutional."
(Star Advertiser via Physicians for a National Health Plan)

It's Life Insurance Awareness Month - Are You Covered?
Excerpt: "While we know that life goes on after the loss of a spouse, the financial impact can continue for a lifetime. Learn how life insurance can protect your family from financial burdens."
(Women's Institute For A Secure Retirement)

2010 Health Confidence Survey: Health Reform Does Not Increase Confidence in the Health Care System
Excerpt: "[W]hile confidence regarding various aspects of today's health care system is not high, it has neither fallen nor increased as a result of passage of health reform." (Employee Benefit Research Institute

An employer writes:

"I have to tell you that of all the job boards I've ever used, this one has the best quality of candidates. I don't get flooded with tons of resumes, and even the candidates who aren't fit for the jobs we have don't miss the mark by much."

Benefits in General; Executive Compensation

[Guidance Overview]
Rules Expand Disclosure of Executive Comp to Executives of Subsidiaries With Federal Contracts
Excerpt: "The disclosure requirements apply to any prime contractor or its direct subcontractors that in the preceding fiscal year received at least 80 percent of gross revenues and at least $25 million from the Federal government, thus covering subsidiaries of large companies that have subcontracts. When fully phased in on March 1, 2011, the requirement will apply to contracts or subcontracts of $25,000 or more."
(HR Policy Association)

Death Spiral Besets State Pensions As Benefits Grow
Excerpt: "Less than half the 50 state retirement systems had assets to pay for 80 percent of promised benefits in their 2009 fiscal years, according to data compiled for the Cities and Debt Briefing hosted by Bloomberg Link . . . ."

2010 Working Mother 100 Best Companies
Excerpt: "'Working Mother 100 Best Companies' offer programs that help all employees with their struggles to gain some work-life balance. Here's what we have found."
(Working Mother)

2010 Winners in '10 Best Companies for Employee Financial Security'
Excerpt: "The Principal Financial Group presents the 2010 winners of The Principal 10 Best Companies for Employee Financial Security. The independent panel of judges -- all experts in employee benefits -- cited the winners for their level of commitment to strong benefits -- even during difficult economic times."
(The Principal Financial Group)

Debunking the Myth of the Overcompensated Public Employee
Excerpt: "Comparisons controlling for education, experience, hours of work, organizational size, gender, race, ethnicity and disability, reveal no significant overpayment but a slight undercompensation of public employees when compared to private employee compensation costs on a per hour basis. On average, full-time state and local employees are undercompensated by 3.7%, in comparison to otherwise similar private-sector workers."
(Economic Policy Institute)

Webcasts and Conferences

"ERISA Workshop" - Nationwide
Nationwide on October 1, 2010
presented by SunGard Relius

"ERISA Workshop" - San Francisco (Walnut Creek)
in California on October 21, 2010
presented by SunGard Relius

401(k) Advisor Symposium in Chicago
in Illinois on October 5, 2010
presented by 401(k) Rekon

401(k) Rekon Advisor Symposium in Englewood
in Colorado on October 7, 2010
presented by 401(k) Rekon

Press Releases

PSCA Releases 53rd Annual Survey of Profit Sharing and 401(k) Plans
Profit Sharing/401(k) Council of America (PSCA)

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Newly Posted Employee Benefits Jobs

Senior DB Plan Administrator
for Progressive Sarasota Consulting Firm
in FL

Retirement Plan Administrator
for PlanTech, LLP
in AL

Employee Meeting Liaison
for T. Rowe Price
in CO

Account Mgr II - SRS
for The Standard
in OR

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Jeanette Hull, News Editor

David Rhett Baker, J.D., Editor and Publisher

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