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Health & Welfare Plans Newsletter

September 20, 2010

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Cosponsored by the International Foundation of Employee Benefit Plans and the Wharton School of the University of Pennsylvania, CEBS is the premier designation in the employee benefits industry. Earn your CEBS designation, or one of three other specialty designations, and stand out from your peers!

[Guidance Overview]
EBSA Posts 'Frequently Asked Questions' About Genetic Information Nondiscrimination Act (GINA)
Excerpt: "The subject of these Frequently Asked Questions are the requirements of Title I of GINA under ERISA, prohibiting discrimination in group health plan coverage based on genetic information."
(U.S. Employee Benefits Security Administration)

[Guidance Overview]
HHS Sets Out Process for Requesting Waiver of the Annual Dollar Limit Requirements under PPACA (PDF)
Excerpt: "The guidance does not address whether the Secretary can approve a waiver from an insurer or administrator that would apply to multiple group health plans, or whether an application must be submitted separately for each group health plan. However, several of the insurance carriers are submitting the applications for their clients with group health plans."
(Buck Consultants)

Health Law's Retiree Perk Won't Last Long
Excerpt: "If you are among the estimated 1.3 million retirees too young to qualify for Medicare but fortunate enough to have employer-sponsored health care coverage, count your blessings. The next two years could bring a bit of a windfall."

Operation of a Health Exchange Within the PPACA
Excerpt: "The Patient Protection and Affordable Care Act (PPACA) mandates that each state have a health exchange in place by January 1, 2014. These exchanges will be either of the state's invention or under the aegis of the federal Department of Health and Human Services. This paper . . . addresses the functions of an exchange and examines various operational considerations."

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Benefits in General; Executive Compensation

New Series of Articles on Diversification in Private Companies with ESOPs
Noting that the diversification rules that apply to closely held companies with ESOPs tend to generate many questions from ESOP sponsors, Nancy Dittmer has started a new series of articles on the subject.
(National Center for Employee Ownership)

Webcasts and Conferences

What Plan Sponsors Can Do To Lower Prescription Costs
in Maryland on October 7, 2010
presented by Worldwide Employee Benefits Network (WEB) - Baltimore Chapter

Press Releases

ASPPA Asks IRS to Modify Circular 230
American Society of Pension Professionals & Actuaries (ASPPA)

TIGTA Releases Report on Statistical Trends in Retirement Plans
Treasury Inspector General for Tax Administration (TIGTA)

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