[Guidance Overview]
IRS Announces 2011 Limits on Contributions and Benefits
In general, either these limits will either remain unchanged, or the inflation adjustments for 2011 will be small. Chart shows limits from 1996 through 2011.
(Calhoun Law Group, P.C.)

[Guidance Overview]
DOL's Final Regulation on Fiduciary Requirements for Participant Disclosure in Participant-Directed Individual Account Plans & Final Amendment to Regulation Under ERISA Section 404(c)
Excerpt: "The final regulation also requires that participants and beneficiaries be provided a glossary of terms to assist them in understanding the designated investment alternatives, or an internet address that provides access to such a glossary, along with a general explanation of the purpose of the address."
(Proskauer Rose LLP)

[Guidance Overview]
DOL's Proposed New ERISA 'Fiduciary' Definition (PDF)
3 pages. Excerpt: "The DOL indicated that, by giving a broader and clearer understanding of the circumstances that will cause persons providing such advice to be subject to ERISA's fiduciary standards, the proposed regulation would better protect plan participants from conflicts of interest and self-dealing."
(Dechert LLP)

[Guidance Overview]
EBSA's Final Fee Disclosure Regs for Participant-Directed Account Plans
Excerpt: "The final regulations provide plan administrators protection from liability for the completeness and accuracy of information provided to participants if the plan administrator reasonably and in good faith relies upon information provided by a service provider."
(Wolters Kluwer)

[Guidance Overview]
Investment Comparison Charts: DOL Required Participant Fee Disclosure Will Affect Most Plans for the First Time in 2012
Excerpt: "Virtually all 401(k) plans are affected, unless the plan sponsor completely controls investments. Limited cost disclosure must even be made for self-directed brokerage accounts."
(Osler, Hoskin & Harcourt LLP)

[Guidance Overview]
DOL Takes Action to Require Additional Transparency and Accountability
Excerpt: "What should be understood about the DOL's proposed rule change is that it maintains the status quo for advisors that are providing continuous advice to a plan and its participants and beneficiaries."
(fi360 Blog)

[Guidance Overview]
IRS's Final and Proposed Hybrid Plan Regulations (PDF)
7 pages. Excerpt: "These regulations provide guidance on certain hybrid plan provisions included in the Pension Protection Act of 2006 . . ., as amended by the Worker, Retiree, and Employer Recovery Act of 2008 . . . ."
(Aon Hewitt)

[Guidance Overview]
New Rules Dramatically Expand Options for Cash Balance Plan Sponsors (PDF)
3 pages. Excerpt: "[This] Information Release outlines many of the new Interest Crediting Rate options and what they mean for employers, with a focus on greater investment flexibility that minimizes funding issues."
(Kravitz, Inc.)

Roth 401(k) Conversion: Pros and Cons
Excerpt: "Here are four possible reasons to consider the Roth 401k conversion . . . ."
(CBS Interactive Inc.)

Oregon's Public Employee Retirement System Will Go to Court to Try to Keep Pension Benefit Records Secret
Excerpt: "Earlier this month, [the Oregon Attorney General],ordered PERS to release records to The Oregonian of all PERS-covered retirees whose annual retirement benefits exceed $100,000.'
(Oregon Live LLC)

[Official Guidance]
Text of Proposed Rule on Shareholder Approval of Executive Compensation and Golden Parachute Compensation (PDF)
31 pages. Excerpt: "Section 951 of the Dodd-Frank Act amends the Securities Exchange Act of 1934 by adding Section 14A, which requires companies to conduct a separate shareholder advisory vote to approve the compensation of executives, as disclosed pursuant to Item 402 of Regulation S-K or any successor to Item 402."
(U.S. Securities and Exchange Commission)

[Official Guidance]
Text of Proposed Rule on Reporting of Proxy Votes on Executive Compensation and Other Matters (PDF)
22 pages. Excerpt: "[SEC] is proposing rule and form amendments . . . that, if adopted, would require an institutional investment manager that is subject to Section 13(f) of the Securities Exchange Act to report annually how it voted proxies relating to executive compensation matters as required by Section 14A of the Securities Exchange Act . . . ."
(U.S. Securities and Exchange Commission)

New Fiduciary Regulations for IRA and 401(k)/403(b) Markets
Nationwide on November 3, 2011
presented by Convergent Retirement Plan Solutions, LLC

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Evolution Benefits Ranked Number 349 Fastest Growing Company in North America on Deloitte’s 2010 Technology Fast 500
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IRS Announces Pension Plan Limitations for 2011
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Diversified Investment Advisors Introduces Securepath For Life: A Guaranteed Lifetime Income Solution
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Workers to Enjoy Less Thanksgiving Holiday Paid Time Off in 2010; However, Fewer Required to Work on Thanksgiving Day
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Soon Many Employees Will Be Asking, 'Hey, Boss, Which Long-Term Care Policy Should I Get?'
LTC Financial Partners

Only 19% of Defined Benefit Plan Participants are Very Confident in Receiving Pension Benefits - Mercer Workplace Survey
Mercer

FMLA Claims Up More Than 10 Percent in 2010 According to FMLASource, an Affiliate of ComPsych Corp.
ComPsych

AXA Equitable Airs Third Episode in 'Retirement Reality Show' Series
AXA Equitable

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