No matter how benefits-savvy your employees may be, today's health care environment can confuse the most sophisticated consumer. That's why companies large and small use BeneCom for their benefits communication. We know benefits and we understand what employees need to know to make them work - for themselves and for you. And while we're at it, we make your life a little easier, too.
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Fully Insured Group Health Plans May No Longer Provide Discriminatory Benefits
Excerpt: "This prohibition is implicated in situations as varied as: (i) coverage provided only to management; (ii) management paying a lower premium or receiving benefits in addition to those provided to staff; and (iii) special post-termination continuation coverage provided to management."
Timeline of Health Insurance Reform (PDF)
3 pages. Excerpt: "While several of the changes will be effective in 2011, most of the changes in the law won't take effect until 2014. The provisions with delayed effective dates will be clarified in future regulations and some of the provisions may be changed or repealed before they become effective."
(Fisher & Phillips LLP)
Voters Weigh in on Health Care Mandate
Excerpt: "Business Insurance reports that Arizona Proposition 106, approved by about 55% of voters, would amend the state constitution to bar requirements that would force state residents to participate in a health care plan."
Revised Application and Instructions for ERRP Program; Must Be Used for Applications Submitted After November 9
Excerpt: "In order to streamline the application process, the U.S. Department of Health & Human Services . . . on November 2, 2010, published a revised application for the Early Retiree Reinsurance Program . . ., along with corresponding revised instructions for completing the application. HHS also published a revised 'Dos and Don'ts' document for completing and submitting the revised application."
(International Foundation of Employee Benefit Plans)
Promise of Renewed Battle Over Reach of Health Care
Excerpt: "While Republicans cannot fulfill their campaign promise to repeal the new health care law any time soon, they can lead Congress in a sweeping re-examination of its more unpopular provisions, including new taxes and a requirement for most Americans to carry health insurance."
(The New York Times; free registration required)
Benefits in General; Executive Compensation
2010 Election Guide (PDF)
139 pages. This is a comprehensive guide that summarizes the 2010 election results and their impact on the 112th Congress, which will convene in January.
(K&L Gates LLP)
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