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Health & Welfare Plans Newsletter

November 29, 2010

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This new book will help benefits professionals and plan sponsors make a smooth transition under the health care reform legislation enacted in March 2010. The unique guide offers answers to more than 500 questions that benefits professionals are asking. Get the information you need to implement the reform mandates! Learn More.

[Guidance Overview]
Agencies Amend Health Act Regulations to Provide that Grandfathered Status is not Lost Because of a New Policy or Issuer (PDF)
2 pages. Excerpt: "[B]ecause of how late in 2010 the guidance is being published, in the case of calendar year plans, which are well into open enrollment, it is likely too late to consider changing policies or carriers for 2011."
(Buck Consultants)

[Guidance Overview]
Medical Loss Ratio Rules Will Affect 64 Mil.lion Covered by Group Plans
Excerpt: "The interim final regulation is effective Jan. 1, 2011, for health insurance issuers offering group or individual health insurance coverage. The interim final regulation adopts and certifies in full all of the recommendations in the model regulation of the National Association of Insurance Commissioners (NAIC) regarding MLRs."
(Wolters Kluwer)

UnitedHealth Says Diabetes Will Cost U.S. $3.4 Tril.lion for Decade
Excerpt: "Diabetes or prediabetic conditions will strike half of all adult Americans by the end of the decade unless people drop extra weight, says UnitedHealth Group Inc., the largest U.S. health insurer by sales."
(Business Insurance)

Health Insurance Coverage and Health Care Utilization: United States, 2006-2009 and January-March 2010 (PDF)
7 pages. Excerpt: "Conclusions: An increasing number of persons in the United States, including those at middle income levels, have had periods with no health insurance coverage in recent years, which is associated with increased levels of forgone health care. Persons aged 18-64 years with chronic conditions and without consistent health insurance coverage are much more likely to forgo needed medical care than persons with the same conditions and continuous coverage."
(U.S. Centers for Disease Control and Prevention)

The nation's workforce and health care system are constantly evolving and so are the legal issues. Law Journal Press helps you handle any benefits law question with up-to-date, authoritative books on all aspects of the field. Get legal and practical advice from leading experts on everything from COBRA to ERISA, "contingent" employees to family and medical leave, and more. Browse our product listings for detailed information and special offers.
Sponsored by ALM

Benefits in General; Executive Compensation

DOL Online Database of Form 5500 Filings
Excerpt: "Now that many plan sponsors have completed their 2009 Form 5500 filings for their retirement and welfare plans, they may be wondering about the status of the proposed online posting of these filings. We hadn't heard much about this requirement lately, but buried in the new proposed DOL Annual Funding Notice regulations is a reference that the system is now live."
(Van Iwaarden Associates)

Webcasts and Conferences

Holiday/Member Appreciation Luncheon
in Georgia on December 9, 2010
presented by WEB (Worldwide Employee Benefit Network) Atlanta Chapter

PBGC Reporting, Monitoring and Enforcement: Dealing with "Downsizing Liability" and More
Nationwide on December 9, 2010
presented by ABA Joint Committee on Employee Benefits

Press Releases

US Labor Department Proposes Rule to Enhance Target Date Retirement Fund Disclosures
U.S. Department of Labor, Employee Benefits Security Administration (EBSA)

ASPPA Welcomes IRS Guidance on Roth Conversion
American Society of Pension Professionals & Actuaries (ASPPA)

Newly Posted Employee Benefits Jobs

Director, Pension Administration
for Third Party Administrator
in CT

Client Relationship Manager
for Alliance Benefit Group of Michigan, Inc.
in MI

DC/DB Administrator
for Nicholas & Hicks, Inc.
in CA

Retirement Counselor
for Diversified Investment Advisors, Inc.
in UT

Manager, Prudential Retirement
for Prudential
in IA

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