Health Savings Account Answer Book answers over 600 questions in a format that's quick and easy to use. It tells you virtually everything you have to know to profit from HSAs - from how they work, what they offer participants, and how they can benefit employers to helping you determine how well they will fit your company or clients. It answers key questions on all aspects of HSA establishment, administration, and compliance - including rules and penalties, medical coverage, contributions and deductions, distributions, rollovers and transfers, and more.
Interim Final Regulation Implementing the PPACA Medical Loss Ratio Rules
Excerpt: "HHS has oversight and enforcement authority over the MLR reporting and rebate provisions, including but not limited to, the requirement to submit timely reports and the requirement to report data in compliance with the requirements. HHS also has the authority to audit issuers to determine compliance with reporting and rebating requirements."
IRS Distributes Small Business Health Credit Guidance
Excerpt: "The new guidance addresses small business questions about which firms qualify for the credit by clarifying that a broad range of employers meet the eligibility requirements, including religious institutions that provide coverage through denominational organizations, small employers that cover their workers through insured multiemployer health and welfare plans, and employers that subsidize their employees' health care costs through a broad range of contribution arrangements."
Policies and Practices on Lactation Breaks Must Reflect the PPACA
Excerpt: "An employer's duties with respect to nursing mothers vary significantly from state to state. For example, a voluntary program in Texas allows employers to be designated as 'Mother-Friendly,' but does not mandate breaks."
(Employee Benefit News; one-time free registration required)
What does the Report of the Fiscal Commission Co-Chairs Mean for Health Policy?
Excerpt: "The Co-chairs of the President's Commission presented a number of policy proposals aimed primarily at reducing the growth spending on Medicare and Medicaid. Given the size of the two programs, some of these changes may impact health care spending patterns in the private economy, but many will simply shift costs to other payers. Few, if any, proposals would address the underlying growing demand for services triggered by an aging population and a long term care system that relies on private savings."
(National Academy of Social Insurance)
Benefits Expert Speaks on Managing Health Costs for 2011
Excerpt: "Fixing the broken health care system requires a three-pronged approach: Employers must comprehend the enormous value of the wellness impact; use sophisticated financial modeling and analytics to make wise benefit decisions; and advocate for employees and dependents as they navigate often complex benefit issues."
(Employee Benefit News; one-time free registration required)
Financial Incentives in Wellness Programs Paying Off, According to Report
Excerpt: "For the second year in a row, medical plan cost increases in 2010 were about two percentage points lower, on average, among employers with extensive health management programs than among those employers offering limited or no health management programs . . . ."
(Employee Benefit Adviser; one-time free registration required)
Employer-Based Health Coverage Declined Sharply Over Past Decade
Excerpt: "The rise in the uninsured population is the result of a decline in private health coverage -- primarily in employer-sponsored insurance (ESI), which has been occurring for a number of years but accelerated sharply in 2009."
(Center on Budget and Policy Priorities)
Fiscal Commission's Recommendations on Health Care Spending
Excerpt: "The plan has six major components .... (#3 is) Health Care Cost Containment: Replace the phantom savings from scheduled Medicare reimbursement cuts that will never materialize and from a new long-term care program that is unsustainable with real, common-sense reforms to physician payments, cost-sharing, malpractice law, prescription drug costs, government-subsidized medical education, and other sources. Institute additional long-term measures to bring down spending growth."
(Henry J. Kaiser Family Foundation)
Advertise your company's products and services right here in the
Our subscribers care about employee benefit plan compliance, administration, costs and design. Roles include in-house benefits directors and administrators, TPAs, consultants, attorneys, trust officers, auditors and investment managers.
Your ad will show both your banner and a paragraph of
text -- more exposure than you'll find anywhere else. And,
of course, a clickable link to any page on your web site.
Call Mary Hall for details at 262-797-6380, or reach her at firstname.lastname@example.org
Benefits in General; Executive Compensation
Employee Ownership Update for December 2, 2010
NCEO Executive Director Corey Rosen discusses the following: The NCEO has published its annual update of employee ownership in large public companies, the most detailed analysis of its kind. Whether companies must pay dividends on unvested restricted stock is a matter of state law and corporate documents. ISS issued its 2011 policy guidelines, including a policy encouraging companies to hold annual say-on-pay votes for management. More and more ESOP companies use 'kaizen' management.
(National Center for Employee Ownership)
Webcasts and Conferences
Newly Posted Employee Benefits Jobs
Subscribe to the BenefitsLink Retirement Plans Newsletter, Too!
This email has been published by:
1298 Minnesota Avenue, Suite H
Winter Park FL 32789
Fax: (407) 644-2151
Jeanette Hull, News Editor
David Rhett Baker, J.D., Editor and Publisher
Copyright 2010 BenefitsLink.com, Inc.; except that you can
forward this email in full (including this boilerplate part) or
otherwise reprint this email in full (including this boilerplate
part) without obtaining our permission.
Anyone can subscribe to this newsletter.
Other useful links: