401(k) Plan Administration Specialist
for Edd Holder and Associates in FL

Participant Education Specialist
for New York Life Retirement Plan Services in MA

Senior Consultant, HR Communications Leader
for Milliman in TX

Director, Account Management - IRC26812
for Lincoln Financial Group in ANY STATE

Mgr National Acct Consultants
for The Standard in OR

Sr Employee Benefits Cnslt
for The Standard in NY

Dedicated Retirement Counselor
for Prudential in CT, NY

Limited Duration Benefits Analyst
for MTA, New York City Transit in NY

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ASPPA Annual Conference 2011
in Maryland on October 23, 2011 presented by ASPPA (American Society of Pension Professionals & Actuaries)

Retirement Plan Basics Bootcamp
in California on August 2, 2011 presented by Actuarial Consultants, Inc.

IRS Requests Comments on Annual Fees to be Imposed Upon Employers and Insurers under Health Care Reform
"Notice 2011–35 invites comments on the potential application of (or exemption from) the annual fee provisions for certain types of health flexible spending arrangements and employer-funded health reimbursement arrangements." (Miller & Chevalier Chartered)

Summary of Amended Regulations on Claims and Appeal Procedures for Group Health Plans
"In this advisory we compare the amended provisions of the interim final regulations with those proposed last July that are applicable to group health plans. Although the amendments are effective July 22, 2011, previously announced grace periods continue to apply." (Davis Wright Tremaine LLP)

The Labor Market Impact of Employer Health Benefit Mandates
"A key issue surrounding employer benefit mandates is the incidence on workers through wages and employment. In this paper, researchers address this question using a pay-or-play policy implemented in San Francisco in 2008 that requires employers to either provide health benefits or contribute to a public option health plan." (National Bureau of Economic Research via Robert Wood Johnson Foundation)

Bill Introduced to Undo HSA Health Law Provision
"The bill would nix a provision that since January has required a prescription for buying over-the-counter medicines with medical savings accounts such as Flexible Spending Arrangements and Health Savings Accounts." (Henry J. Kaiser Family Foundation)

The Business of Insurance: Demystifying Health Insurance Rates (PDF)
"The mortgage market imploded because government policy manipulated mortgage pricing and risk assessment. The [PPACA] will do the same to the insurance market. The result will be health coverage that is expensive for everyone—the sick and the healthy alike. This, in turn, complicates the health care system with politicians trying to further 'fix' the problem without understanding the true cost of coverage and how health insurance rates are actually determined. And as the situation worsens, politicians will turn to even more invasive government programs." (The Council for Affordable Health Insurance)

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The Fiscal Crisis Is Driven Largely by Health Care Costs
"This fiscal crisis is about many things, but one of them is our inability to face death -- our willingness to spend our nation into bankrup.tcy to extend life for a few more sickly months." (The New York Times; free registration required)

Executive Compensation: Newly Proposed Regulations Seek to Clarify the Application of Section 162(m) in the Equity Context
"Potential comments might address the need for more generous effective dates, covering equity grants outstanding as of June 24, 2011, since already outstanding grants and the plans under which they were granted, cannot easily be amended to be made deductible under these new rules." (Miller & Chevalier Chartered)

Same-S.ex Marriage Legalized in New York: Implications for Employee Benefit Plans
"[T]he law provides that: No government treatment or legal status, effect, right, benefit, privilege, protection or responsibility relating to marriage, whether deriving from statute, administrative or court rule, public policy, common law or any other source of law, shall differ based on the parties to the marriage being or having been of the same-s.ex rather than a different se.x." (McDermott Will & Emery)

Stock Options: A Critical Element of CEO Compensation
"[A] recent study confirms that options have an effect on risk taking—both dampening it and increasing it, depending on stock price. It's an issue that 'should be factored into compensation structure by boards of directors.'" (Human Resource Executive Online)

McGraw-Hill and ExpertPlan Launch New Presentation Tool
(ExpertPlan)

Schwab Sees Continued Growth Among Independent Recordkeeper Clients
(Charles Schwab Corporation)

Institutional Retirement Income Council Releases Issue Brief On Due Diligence For Guaranteed Lifetime Income Options
(Institutional Retirement Income Council)

Drinker Biddle Launches Financial Services ERISA Team
(Drinker Biddle & Reath LLP)