Business Systems Analyst - RS Defined Benefits
for MassMutual Financial Group in MA

Pension Administrator
for TPA Firm in Northern New Jersey in NJ

Product Manager - Retirement Services
for MassMutual Financial Group in MA

Part-time Onsite Participant Counselor - Orange County, CA
for Diversified in CA

Senior Defined Benefit Calculation Analyst
for Diversified in MA

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Best Practices to Maximize Consumer-Driven Health Plan Effectiveness
in California on August 30, 2011 presented by University Conference Services

Health Insurance Exchanges: PwC's Research on Insurer and Consumer Insights
Nationwide on September 22, 2011 presented by MCOL

Social Media and Readmissions: Roles, Limits, and Opportunities
Nationwide on September 27, 2011 presented by MCOL

Understanding the Differences Among Recordkeepers and Finding the Best Fit for Your Organization
Nationwide on September 29, 2011 presented by University Conference Services

Voluntary Fiduciary Correction Program Workshop
in Missouri on September 15, 2011 presented by U.S. Department of Labor, Employee Benefits Security Administration (EBSA)

Text of HHS Proposed Regs on Health Insurance Exchanges (PDF)
As filed today with the Office of the Federal Register. "The specific Exchange functions proposed in this rule include: eligibility determinations for Exchange participation and insurance affordability programs and standards for employer participation in [the Small Business Health Options Program]." (U.S. Department of Health & Human Services)

6th Annual Obesity and Wellness Congress   [Advert.]

Convening providers, payers, employers and public purchasers, the 6th Annual Obesity and Wellness Congress will discuss preventative and collaborative solutions to reverse the nationwide epidemic of obesity.

Text of IRS Proposed Regs on Health Insurance Premium Tax Credit (PDF)
As filed today with the Office of the Federal Register. "These proposed regulations provide guidance to individuals who enroll in qualified health plans through Affordable Insurance Exchanges and claim the premium tax credit, and to Exchanges that make qualified health plans available to individuals and employers." (U.S. Internal Revenue Service)

Fact Sheet: 'Treasury [Department] Lays The Foundation To Deliver Tax Credits To Help Make Health Insurance Affordable For Middle-Class Americans' (PDF)
"Tax credits are available to qualified individuals offered (but not enrolled in) employer-sponsored insurance if (a) it is 'unaffordable' (meaning that the self-only premium exceeds 9.5% of household income); or (b) it does not provide a minimum value (meaning it fails to cover 60% of total allowed costs). We anticipate that future regulations will define minimum value in a way that preserves the existing system of employer-sponsored coverage, but that does not permit employers to avoid the statutory responsibility standards." (U.S. Department of the Treasury)

HHS, Treasury Take New Steps to Help States Build Affordable Insurance Exchanges
HHS press release about today's proposed regulations on health insurance exchanges. "Small employers participating in the Small Business Health Options Program will be able to offer their employees a choice of health plans and cut their costs with new tax credits." (U.S. Department of Health & Human Services)

Fact Sheet: Exchange Eligibility and Employer Standards and the Affordable Care Act
Excerpt: The Small Business Health Options Program (SHOP) will provide a new way for employers to offer their employees choices among qualified health plans, giving small businesses the clout that big businesses already enjoy when purchasing insurance:

• Better Information: The SHOP will improve employer access to information about plan benefits, quality, and premiums.
• Tax Credits: Small employers that purchase employer-sponsored health coverage through the SHOP may also qualify to receive a small business tax credit for up to 50% of the employer's premium contributions toward employee coverage.
• More Choices, Less Hassle: Small employers that participate in the SHOP will benefit from reduced administrative burden and facilitated choice of qualified health plans.

(U.S. Department of Health & Human Services)

Fourth Circuit Rules that Employer Could Not Unilaterally Change Retiree Health Benefits
"In Quesenberry v. Volvo Trucks North America Retiree Healthcare Benefit Plan, . . . the court held that the [collective bargaining agreement] permitted the employer to modify retiree medical benefits only if the employer first pursued a process that limited the employer's ability to make unilateral changes in benefits." (McguireWoods LLP)

Affordable Care Act Expands Preventive Services for Women
"This Capital Checkup discusses the new preventive requirements and highlights several important issues not addressed in the new guidance." (The Segal Group, Inc.)

Group Life RAAs Fall Outside ERISA, According to Appeals Court
"A 3-judge panel at the 2nd U.S. Circuit of Appeals came to that conclusion in a ruling on Faber vs. Metropolitan Life Insurance Company, Number 09–4901, a suit filed on behalf of beneficiaries of group life policies written by Metropolitan Life Insurance Company . . . ." (National Underwriter Life & Health)

CRS Report Discusses Employer Penalties under PPACA
"The report describes and illustrates the penalties, when applicable beginning in 2014, to employers under the new health insurance reform law — specifically, certain employers with at least 50 full-time equivalent employees with one or more of their full-time employees obtaining a premium credit through an exchange." (PLANSPONSOR.COM)

U.S. Postal Service Is Proposing to Withdraw from the Federal Health and Retirement Plans
"In a notice informing employees of its proposals — with the headline 'Financial crisis calls for significant actions' — the Postal Service said, 'We will be insolvent next month due to significant declines in mail volume and retiree health benefit pre-funding costs imposed by Congress.'" (The Washington Post; free registration required)

Employers Offer Group Legal Plans As Additional Supportive Benefit
"[A new survey] shows employees who have group legal plans took four less weeks to resolve their legal matter, took less time off work and were not as stressed." (Employee Benefit News; free registration required)

Great-West Retirement Services Releases A Comprehensive Template That Surpasses New Fee Disclosure Requirements
(Great-West Retirement Services)

Health Care Organizations Expect Health Care Reform Measures to Drive Higher Costs
(Buck Consultants, A Xerox Company)