ERISA Paralegal
for Ogletree, Deakins, Nash, Smoak & Stewart, P.C. in GA

Pension Consultant/Administrator
for Third Party Administrators, Inc. in NH

Manager, Welfare Plans
for Ralcorp Holdings, Inc. in MO

Group Health Account Manager
for Corporate Synergies Group in NY

Client Relationship Manager
for Established RIA Firm in New Jersey in NJ

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"Advanced Plan Design Workshop" - Irvine
in California on September 16, 2011 presented by SunGard Relius

Rekon Road Show Raleigh-Durham
in North Carolina on September 15, 2011 presented by 401(k) Rekon

Text of HHS/DOL/IRS Proposed Regs on Required Summary of Benefits and Coverage (PDF)
132 pages, as filed with the Office of the Federal Register. "These regulations generally propose standards for group health plans (and their plan administrators), and health insurance issuers offering group or individual health insurance coverage, that will govern who provides [a summary of benefits and coverage, or 'SBC'], who receives an SBC, when the SBC will be provided, and how it will be provided. The Departments invite comment . . . ." (U.S. Internal Revenue Service / Employee Benefits Security Administration / Centers for Medicare & Medicaid Services)

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Proposed Template for the Summary of Benefits and Coverage (PDF)
"The proposed summary form and glossary were developed through a public process led by the National Association of Insurance Commissioners (NAIC) and a working group composed of stakeholders." (U.S. Internal Revenue Service / Employee Benefits Security Administration / Centers for Medicare & Medicaid Services)

HHS 'Fact Sheet' on Proposed Regs on Required Summary of Benefits and Coverage
"[The proposed] rules implementing Affordable Care Act provisions that would ensure consumers have access to two forms that will help them understand and evaluate their health insurance choices. These forms include: an easy to understand Summary of Benefits and Coverage; and a uniform glossary of terms commonly used in health insurance coverage such as 'deductible' and 'co-pay.'" (U.S. Department of Health & Human Services)

Text of HHS Proposed Regs on Health Insurance Exchanges (PDF)
As published today in the Federal Register. "The specific Exchange functions proposed in this rule include: eligibility determinations for Exchange participation and insurance affordability programs and standards for employer participation in [the Small Business Health Options Program]." (U.S. Department of Health and Human Services)

HHS and IRS Propose Regs for Health Insurance Exchanges
"The guidance addresses participation in qualified health plans (QHPs) and employer participation in the Small Business Health Options Program (SHOP). Also, the Internal Revenue Service (IRS) has issued proposed regulations for individuals who enroll in QHPs and claim the premium tax credit." (Practical Law Publishing Limited and Practical Law Company, Inc.)

Treasury Proposes Rule to Implement Premium Tax Credits Under the Affordable Care Act
"The proposed rule anticipates that the regulation under the Act's premium tax credit standard will apply for taxable years ending after December 31, 2013." (Mintz, Levin, Cohn, Ferris, Glovsky and Popeo, P.C.)

Eleventh Circuit Rules Health Care Reform's Individual Mandate Unconstitutional
"The court also held, however, that the mandate is severable from the rest of the health care reform law." (Practical Law Publishing Limited and Practical Law Company, Inc.)

New Proposed 'Summary of Benefits and Coverage' Would Make It Easier for Consumers to Shop for Health Insurance and Compare Plans
"The Obama administration proposed new rules on Wednesday that would require health insurance companies and employers to provide information to policyholders and employees describing health benefits, coverage and costs in plain English." (The New York Times; free registration required)

Verizon Tells Striking Workers It Plans to Suspend Benefits
"Workers at two unions that have called strikes will lose basic health-insurance, dental, vision and prescription-drug benefits, said Richard Young, a spokesman for the New York-based telephone company. Verizon stopped funding the workers' pensions when their former contract expired Aug. 6." (The Washington Post; free registration required)

New Affordable Care Act Proposal to Help Consumers Better Understand and Compare Benefits and Coverage
(U.S. Department of Labor, Employee Benefits Security Administration (EBSA))

ACOPA Honors Actuary Janet S. Eisenberg for Distinguished Service
(American Society of Pension Professionals & Actuaries (ASPPA))

Value-Based Benefit Designs Improve Community Health Value in Colorado Springs
(Center for Health Value Innovation)

Zurich Appoints Lance Henderson Head of Sales – Corporate Life and Pensions North America for Global Life
(Zurich Financial Services Group)