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BenefitsLink Health & Welfare Plans Newsletter
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Register for our Exclusive Webcast [Advert.]

Michele Levine, Director of Global Benefits, Avon Products, will provide information about how Avon leveraged the Extend Health Medicare exchange to deliver health care insurance choice, savings and satisfaction to its Medicare-eligible retirees. Register now.
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[Guidance Overview]
Agencies Issue Proposed Regs on Summary of Health Benefits (PDF)
"The new summary of benefit requirement applies to insured and self-funded ERISA group health plans, including grandfathered plans, as well as to non-ERISA group health plans. The new rules also apply to individual health insurance coverage. The Departments request comment as to whether the requirement should apply to expatriate health insurance coverage."
(Groom Law Group)
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[Guidance Overview]
HHS Annual Limit Waiver Program to Close; No Waiver Application Required for Certain HRAs (PDF)
"[The Supplemental Guidance addresses the HRA wavier program only, which ceases to apply with respect to plan years beginning on or after January 1, 2014. Thus, there are still open issues remaining to be resolved as to whether the annual limits will apply to stand-alone HRAs at that time. This issue remains to be addressed in regulations."
(Alston & Bird LLP)
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[Guidance Overview]
No Reinstatement After 12 Weeks of California Family Rights Act Leave
"The decision is important regarding CFRA/FMLA leave, but it does not address reasonable accommodation obligations under the ADA/Fair Employment and Housing Act. So, employers still need to consider reinstatement following extended leave when an employee has a covered disability and takes more leave than allowed under CFRA/FMLA."
(Shaw Valenza LLP)
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[Guidance Overview]
Payments to Caregivers Are Deductible as Qualified Long-Term Care Expenses
"The most important thing for employers and administrators to remember about the tax court's decision is what it does not say. Specifically, although qualified long-term care services can be deductible on an individual's tax return, health FSAs cannot reimburse them on a tax-free basis. Similarly, most HRAs may not reimburse qualified long-term care services. . . . In contrast, HSAs can reimburse long-term care services tax-free."
(Thomson Reuters/EBIA)
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[Guidance Overview]
Plan Administrator Cannot Terminate Benefits Based on Limitation Not Included in SPD
"It is worth noting that this case was argued before the U.S. Supreme Court's decision in Cigna v. Amara. . . . In that case, the Supreme Court identified estoppel as an appropriate remedy for faulty SPD disclosures but suggested that a plan participant has to show 'detrimental reliance' (i.e., that he or she was harmed by relying on the SPD) in order to prevail."
(Thomson Reuters/EBIA)
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Stand-Alone HRAs Exempted from Annual Minimum Dollar Limits
"The class exemption issued Friday applies to all stand-alone HRAs that were in effect prior to Sept. 23, 2010. As a result, plan sponsors will not have to apply for waivers from the annual minimum dollar limit of $750,000 in 2011, $1.25 mil.lion in 2012 and $2 mil.lion in 2013."
(Business Insurance)
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Health Care Reform Will Increase Costs, Access, and Care Quality, According to Survey
"In Buck Consultants' Health Care Organizations Health Care Reform Readiness Survey, many health care organizations anticipate that patients will benefit the most from the Patient Protection and Affordable Care Act (ACA), while employer health plans and the hospital system itself will experience challenges[.]"
(Wolters Kluwer Law & Business / CCH)
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Benefits in General; Executive Compensation
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[Guidance Overview]
New York State Tax Guidance on Same-S.ex Marriage (PDF)
"It is also important for an employer to understand whether its insured health plan is required to recognize a same-s.ex marriage. An insured health plan is only subject to the New York requirement to recognize a same-s.ex marriage if the insurance policy is subject to New York law. If the insurance policy is governed by another state law, that state's law will govern whether the same-s.ex marriage must be recognized."
(Patterson BelknapWebb & Tyler LLP)
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[Guidance Overview]
Relief Granted for Disabled Auto Workers Denied Severance Benefits
"NUMMI employees who meet the following criteria may be eligible to participate in a claims process over the coming months: disabled under state and federal laws, on leave from work due to their own disability at any time between October 1, 2009 and April 1, 2010, and denied all or any part of the NUMMI severance pay."
(U.S. Equal Employment Opportunity Commission)
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The Principal 2011 Ten Best Companies for Employee Financial Security
"'These winning companies are taking a comprehensive approach to workplace benefits in order to reduce financial and physical stress of employees at all levels and demographics,' said Dallas Salisbury, Principal 10 Best judge and president and CEO, Employee Benefit Research Institute."
(PLANSPONSOR.COM)
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Press Releases
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