401k Sales Hunter (Major Accounts)
for ADP Retirement Services in CA, GA, IL, KS, MA

Senior Retirement Plan Manager
for Chemung Canal Trust Company in NY

Advanced Compliance Testing Associate
for Bank of America in NJ

Sales Opportunity
for LTC Financial Partners in ANY STATE

457 Plan Liaison
for T. Rowe Price in VA

Compliance Analyst
for Trinity Pension Consultants, Inc. in OH

Retirement Plan Administrator
for Verisight, Inc in MD

Senior DC/401(k) Plan Administrator
for Shore Tompkins Actuarial Resources, LLC in IL

Retirement Plan Consultant
for TRA, Inc. in MA

Executive Director
for Taft-Hartley Funds in CA

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Current Developments and Issues from the Office of Employee Plans Rulings and Agreements Phone Forum
Nationwide on September 21, 2011 presented by Internal Revenue Service (IRS)

New York Employers Must Report Dependent Health Insurance Coverage Availability
"The reporting requirement applies with respect to all employees hired, whether full or part-time." (Littler Mendelson P.C.)

2nd Annual Executive Forum on Creating a Culture of Health   [Advert.]

Employee Benefits professionals clearly recognize the benefits of health and wellness programs. Learn how to obtain the maximum value from these initiatives by shifting organizational norms and behaviors to a Culture of Health.

Medical Plan Summary of Benefits and Coverage: The Forthcoming Mini-SPD (PDF)
"The proposed regulations provide guidance on (i) who must receive an SBC and when, (ii) who must provide an SBC, (iii) the form and content of an SBC and (iv) when a plan or carrier must provide advance notice of a modification." (Vedder Price P.C.)

Program Perspectives on Outpatient Prescription Drug Coverage (PDF)
"This [article] takes a closer look at outpatient prescription drug coverage for private industry workers, including access and participation data, coverage trends, and coinsurance costs." (U.S. Bureau of Labor Statistics)

Did the COBRA Health Insurance Subsidies Work?
"Did more Americans decide to enroll in COBRA and remain insured because of this federal funding? For that, we turn to the research." (The Washington Post; free registration required)

House Panels to Consider Repeal of 'Grandfather' Rules for Health Care Plans
"Under those rules, to win grandfathered status, a health care plan, among other things, can't ever increase coinsurance requirements or boost the percentage of the premium paid by enrollees by more than 5 percentage points." (Workplace Management: free registration required)

ACA Gives States Support Needed to Review Increases and Take Action to Reduce Unreasonable Rates
"Maryland was able to reduce premium increases in 10 of the 22 rate filings approved during the 3rd quarter of 2010. In August of 2011, Rhode Island cut a 20% rate increase request in half, to 10%. Oregon chopped the rate increase by one of its largest insurers almost in half, saving money for 60,000 people." (U.S. Department of Health and Human Services)

Employee Release Provisions Present Section 409A Trap for the Unwary
"If you regularly draft or review employment, change-in-control or severance agreements, you know it is a standard practice to condition payment of severance benefits or other compensation on the employee signing a general release of claims against the employer. What you may not realize is that conditioning benefits on the execution of a release may give rise to tax problems for the employer and the employee under Section 409A of the Internal Revenue Code." (McguireWoods LLP)

Why You Should Care About Tax Expenditures
"There are two ways to look at the vast buffet of tax credits and deductions that Congress offers through the tax code. One is that these are essentially tax cuts. . . . The other way to look at these credits and deductions is that they're essentially government spending programs in disguise." (The Washington Post; free registration required)

Managing Employee Absences
"This SHRM Poll looks at employee absence in the workplace, the indirect costs that can be a result from these absences and if organizations have a program in place for tracking these circumstances." (Society for Human Resource Management)

Employees Would Take Pay Cut for Flexible Work Schedule, According to Survey
"According to a press release, more than three in five working adults responding to the survey (62%) agree flexibility is one of the most important factors they consider when looking for a new job or deciding what company to work for." (PLANSPONSOR.COM)

Poll Results Indicate Employers Not Tracking Absence Costs
"Most organizations do not track indirect costs of employee absences—overtime pay, business disruption, and product delivery lags, according to findings from a new poll from the Society for Human Resource Management." (PLANSPONSOR.COM)

New Jersey Public Unions File Suit Over New Law that Cuts Benefits
"Among other things, the suit charges that the new law violates employees' and retirees' contractual rights. 'Pensions and health benefits are not gifts from employers or the state. They are earned compensation. What our members have been promised and have already worked to earn cannot be taken away by the governor or the legislature,' . . . ." (Business Insurance)

Employee Ownership Update for September 1
NCEO Executive Director Loren Rodgers discusses employee ownership and the development of human capital, the spread of employee stock options in India, new resources for NCEO members on ESOPs and related matters, the National Equity Compensation Forum, and a survey of equity compensation behavior. (National Center for Employee Ownership)

Federal Government Releases Per Diems for Fiscal 2012
"The federal government has released per diem travel reimbursement rates, adjusted for inflation, for the government's fiscal year 2012, which begins Oct. 1. The per diem rates cover reimbursements for lodging expenses and meals and incidental expenses, or M&IE, incurred during business travel." (Thompson Publishing Group)

James Dornan Joins ASPPA Government Affairs Team
(American Society of Pension Professionals & Actuaries (ASPPA))

Elliott Davis Investment Advisors Is Certified For Fiduciary Excellence
(Centre for Fiduciary Excellence (CEFEX))

Newell Rubbermaid to Open Premium Child Care Center at Global Headquarters in Atlanta
(Newell Rubbermaid)