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September 13, 2011 Get Retirement News  |  Advertise  |  Unsubscribe  |  Past Issues  |  Search
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Employee Benefits Jobs


Webcasts and Conferences

401(k) Rekon Advisor Symposium- Beachwood
in Ohio on October 13, 2011 presented by 401(k) Rekon

Employer Wellness Programs: Start Small, Achieve Big Results!
in Florida on October 5, 2011 presented by AGIS-FL Agency Inc


We also publish the BenefitsLink Retirement Plans Newsletter (free): Subscribe

[Guidance Overview]
How To Buy Health Coverage in an Insurance Exchange (PDF)
"An individual who becomes eligible for an employer plan that is determined by an exchange to be affordable and to have a minimum value but who chooses not to enroll in that plan during an applicable open enrollment or special enrollment period will generally be treated as eligible for that coverage (and, thus, not eligible for the premium tax credit) for the balance of the plan year." (Portfolio Media, Inc. via Sutherland Asbill & Brennan LLP)


ACI’s 4th National Forum on Defending & Managing ERISA Litigation   [Advert.]

Sponsored by ACI (American Conference Institute)

Winning litigation strategies for even the most seasoned ERISA litigators. Advanced forum with expert faculty - 21 in-house attorneys, 11 federal judges, top defense counsel. Learn methods to assert a complete defense for these high-stakes claims.


[Guidance Overview]
Proposed Denver Paid Sick and Safe Time Ordinance: Nothing To Sneeze At
"[A key provision of Denver's Proposed Paid Sick and Safe Time Ordinance:] Provides paid sick and safe time leave for all employees within the geographic boundaries of the City and County of Denver, including part-time and temporary employees, who work at least 40 hours a year (federal and state government employees and union members are exempt)." (Ogletree, Deakins, Nash, Smoak & Stewart PC)

[Guidance Overview]
As 2012 Medicare Retiree Drug Subsidy Application Deadline Nears, Payment-Frequency Selection Is Key
"Choosing a monthly or quarterly schedule will ensure sponsors receive the bulk of their 2012 RDS payments before the tax change takes effect." (Mercer LLC)

[Guidance Overview]
Employer Was Not Responsible for Providing COBRA Election Notice
"Although it is unusual for insurers to agree to be designated as the plan administrator for COBRA purposes, we agree that if an employer is not the plan administrator, then it is not responsible for providing COBRA election notices." (Thomson Reuters/EBIA)

[Guidance Overview]
Fourth Circuit Vacates Two Lower Court Decisions on Health Care Reform and Orders Cases Be Dismissed
"These decisions were eagerly anticipated, so the court's refusal to consider the merits will disappoint many (especially the proponents of health care reform, as this panel of judges seemed favorably disposed to the constitutionality of the mandate)." (Thomson Reuters/EBIA)


It starts with a conversation.   [Advert.]

Sponsored by ERISA Diagnostics

Managing risk is a major part of your daily activities. No business, no matter how small, is immune. We believe employee benefit plan compliance is all about the process of managing risk, and it begins by asking a few questions. Let’s talk.


Number of Uninsured Americans Rose Slightly in 2010, According to Census Bureau
"The number of Americans without health insurance coverage rose to 49.9 mil.lion in 2010 from 49 mil.lion in 2009, the Census Bureau reported today. The percentage of uninsured -- 16.3 percent -- did not change." (The Henry J. Kaiser Family Foundation)

Voluntariness Required for Wellness Programs
"A letter from the EEOC expands on whether financial incentives can be used for wellness programs and offers guidance on the way such programs are treated under the ADA and GINA." (Human Resource Executive Online)

Seattle Approves Paid Sick-Leave Requirement
"Seattle becomes just the third city in the country, after San Francisco and Washington, D.C., to mandate paid leave for employees to care for themselves or family members when ill. The state of Connecticut also has approved mandatory paid sick leave." (The Seattle Times Company)

How Does Growth in Health Care Costs Affect the American Family?
"Health care costs nearly doubled between 1999 and 2009, which left the average 2009 family with only $95 more per month than in 1999." (RAND)

[Opinion]
Comments by Employers Council on Flexible Compensation on IRS Notice 2011–35: Fees on HRAs and FSAs for Funding of Comparative Clinical Effectiveness Research (PDF)
"In the majority of cases, employers offer their employees an FSA or HRA in tandem with primary health care coverage that will be subject to the CER fee. Imposing an additional CER fee . . . would result in double counting . . . ." (Employers Council on Flexible Compensation)

Benefits in General; Executive Compensation

[Official Guidance]
Text of Federal Tax Treatment of Individuals, 2011
"The Committee on Finance has scheduled a public hearing on September 14, 2011, entitled 'Reform Options: Marginal Rates on High Income Taxpayers, Capital Gains and Dividends.' This document . . . provides a summary of the present law Federal income and employment tax rules applicable to individuals and a discussion of relevant background economic data." (U.S. Congress Joint Committee on Taxation)

Britain's Union Leaders Warn of Campaign of Strikes Against Cuts in Pensions and Public Services
"The 143rd TUC Congress, meeting in London for the first time since 1902, is debating demands for co-ordinated strikes in an 'autumn of discontent' and a campaign against Coalition spending cuts." (BskyB)

Press Releases



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Holly Horton, Business Manager

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