BNA

Sr. Retirement Plan Marketing Specialist
for Stifel, Nicolaus & Company, Inc. in MO

Marketing Representative
for PSCA in IL

Client Services Supervisor
for EPIC Advisors, Inc. in NY

Plan Document Specialist
for EPIC Advisors, Inc in NY

Compliance Specialist
for EPIC Advisors, Inc in NY

Technical Consultant - Testing & Reporting Specialist IV
for Fidelity Investments in TX

Service Delivery Manager - Testing & Reporting Services
for Fidelity Investments in TX

Participant Counselor - Retirement Services
for Diversified in FL

Account Manager, Insurance Plan Services
for Nolan Financial in DC, MD, TX

Regional Retirement Education Counselor
for Prudential in NJ

Regional Retirement Education Counselor
for Prudential in TX

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2011 Fourth Quarter Update with Rich Hochman
Nationwide on November 1, 2011 presented by McKay Hochman Co., Inc.

2011 Fourth Quarter Update with Rich Hochman
Nationwide on November 2, 2011 presented by McKay Hochman Co., Inc.

401(k) Rekon Advisor Symposium- King of Prussia
in Pennsylvania on November 10, 2011 presented by 401(k) Rekon

Controlled Groups
Nationwide on October 13, 2011 presented by McKay Hochman Co., Inc.

Trial Court Upholds Rescission of Health Coverage Due to Material Misrepresentation on Enrollment Form
"Clear language in the enrollment form and the plan document, and the nature of the participant's misrepresentation, made it easy for the court to find in favor of the insurer here. However, it is worth noting that these events predated health care reform's prohibition against rescissions." (Thomson Reuters/EBIA)

MCOs are under Siege: Litigation becoming Frequent and Costly   [Advert.]

Managed care organizations (MCOs) have long been seen as “deep pockets” and favorable targets for litigation. Defending these lawsuits requires meticulous litigation planning. Experienced litigators will share their strategies -- register now!

New ACA Grants Help Protect Consumers from Unreasonable Health Insurance Premium Hikes
"The HHS also released a new report, Rate Review Works, detailing how previous rate review grants are containing premium hikes and helping make the health insurance marketplace more transparent." (Wolters Kluwer Law & Business / CCH)

Colorado on Hook for $367 Mil.lion in Leave Payouts
"The state has paid nearly $60 mil.lion in unused leave and sick time to departing workers over the past three years and is on the hook for at least $367 mil.lion more to its current employees, according to state officials and an analysis of expenditure records." (Grand Junction Media, Inc.)

Health Insurance: Overview and Economic Impact in the States, 2011 (PDF)
"This report provides an overview of state health insurance facts that should be of interest to state health policy leaders and other health policymakers. Key indicators are presented for each state, the District of Columbia, and the United States, and cover such topics as private health insurance coverage and premiums, jobs and wages in the insurance industry, premium taxes paid by insurance companies, and data on the uninsured and Medicaid." (America's Health Insurance Plans)

In Seeking Rate Increases in New York, Health Insurers Fight to Keep Secrets
"Major health insurance companies seeking steep premium increases in New York have submitted memos to state officials to justify the higher rates. Now they are fighting to keep the memos from the public, saying they include trade secrets that competitors could use against them." (The New York Times; free registration required)

ML Strategies Health Care Reform Update, October 10, 2011
Read this week's update on health care reform legislation, regulations, and initiatives. (ML Strategies, LLC)

Corporate Control of Drug Pricing and Distribution
"Congress turned the Medicare prescription business over to private pharmacy benefit managers under the fiction that they would increase choices and reduce costs. What did we get? Reduced choices in drugs covered, reduced choices in pharmacies, and prices much higher than the government obtains for the Medicaid and the VA drug programs." (Los Angeles Times via Physicians for a National Health Program)

Asserting the Attorney-Client Privilege in ERISA Cases (PDF)
"A spate of recent case law raises the question of which circumstances will enable advice rendered in benefits matters to be protected by the attorney-client privilege and the related work product doctrine." (ALM Media Properties, LLC. via The Wagner Law Group)

Revised Conference Announcement and Call for Papers: The Past, Present and Future of Supreme Court Jurisprudence on ERISA
"The Center for Tax Law and Employee Benefits announces a one-day symposium for leading scholars, practitioners and policy makers, with papers to be published in The John Marshall Law Review, spring 2012 edition[.]" (Workplace Prof Blog)

The State of Working America
"The State of Working America, an ongoing analysis published since 1988 by the Economic Policy Institute, includes a wide variety of data on family incomes, wages, jobs, unemployment, wealth, and poverty that allow for a clear, unbiased understanding of the economy's effect on the living standards of working Americans." (Economic Policy Institute)

Employees Want Time To Mull Benefits Choices
"'Allowing at least three weeks to review at least three types of education methods adds up to better benefits education.'" (Employee Benefit News)

Ohio Federal Judge Allows Say-on-Pay Lawsuit to Proceed
"[The judge] ruled that a lawsuit brought against senior executives and directors of Cincinnati Bell, Inc. alleging a breach of fiduciary duty regarding compensation would be allowed to proceed. The lawsuit focuses on the 'say-on-pay' provisions of the Dodd-Frank Act: specifically, attacking the Board's decision to increase 2010 executive compensation in light of the nonbinding vote by 66% of the voting shareholders to reject that increase.'" (Porter Wright Morris & Arthur LLP)

The Fed Releases Important Paper on Risk and Incentive Compensation
"Last week, the Board of Governors of the Federal Reserve System published a white paper, titled 'Incentive Compensation Practices: A Report on the Horizontal Review of Practices at Large Banking Organizations.'" (Michael S. Melbinger via Winston & Strawn LLP)

Actuaries Find Pension Funding Challenges, Suggest New Ways to Preserve Pensions
(Pension Benefit Guaranty Corporation (PBGC))

US Labor Department Seeks to Recover More than $436,000 for 2 Employee Benefit Plans of Columbus, Ohio-based Clark Graphics
(U.S. Department of Labor, Employee Benefits Security Administration (EBSA))

Retirement Participation Steady in 2010, Lower Participation in the South and West
(Employee Benefit Research Institute (EBRI))

Nine In Ten Americans Say U.S. Retirement System Under Severe Stress, Want Washington To Ease The Way For Employers To Offer Pensions
(National Institute on Retirement Security)

Mid Atlantic Trust Company Announces New Reduced Pricing for ModelxChange
(Mid Atlantic Trust Company)

Institutional Retirement Income Council Releases Issue Brief On Understanding Fees In Institutional Retirement Income Products
(Institutional Retirement Income Council)

PULSE! Connect Provides Social Media-Driven Communications for Benefits Brokers and Providers
(PULSE! Connect)