Onsite Participant Counselor
for Diversified in MI

Manager of 401(k) Plan Administration
for Oak Enterprises in IL

Senior Implementation Consultant-Daily Plan Specialist
for July Business Services in ANY STATE

Senior Relationship Manager
for July Business Services in ANY STATE, TX

Client Relationship Manager
for July Business Services in TX

Client Service Associate
for July Business Services in TX

Senior Contract Associate
for Prudential in NJ

Client Services and Admin Officer (Record Keeping)
for Fulton Financial Corporation in PA

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401(k) Advisor Symposium- Minneapolis
in Minnesota on November 17, 2011 presented by 401(k) Rekon

NY CLE Program: Listen Up! Navigating the Minefield of Employee Communications
in New York on November 10, 2011 presented by WEB (Worldwide Employee Benefits Network ), New York Chapter

The PPA Restatement & Revenue Procedure 2011-49
Nationwide on November 22, 2011 presented by McKay Hochman Co., Inc.

California Employers Must Maintain and Insurers Must Provide Pregnancy Benefits
"California Governor Jerry Brown recently signed sweeping legislation aimed at affording pregnant women certain employment and insurance protections. Two sets of companion legislation, SB 299 and AB 592, along with SB 222 and AB 210, attempt to ensure that all pregnant women maintain their insurance benefits while on pregnancy-related leaves." (Littler Mendelson P.C.)

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Court Rules Injured Worker Can Receive Disability Despite Improvement
"The Colorado Court of Appeals ruled a former manager of Kentucky Fried Chicken, who hurt her back on the job, can receive temporary total disability benefits, despite receiving a maximum medical improvement declaration for her injury, reports Business Insurance." (PLANSPONSOR.COM)

Surrogate Mother Fails to Impose State Definitions to Make Health Plan Pay for Delivery
"A plan participant cannot pick definitions from various state or federal statutes and impose them on an employer-sponsored health plan where the plan left terms undefined, if the plan applies a common and ordinary meaning to those terms when asked to justify a claims denial." (SmartHR)

How the Affordable Care Act Helps America's Families
"Our examination found that both lower- and middle-income families will be financial winners, and both uninsured and insured families will come out ahead." (Families USA)

Value-Based Insurance Design Program Launched for Fully Insured Small and Midsize Firms
"The program, developed by San Francisco-based SeeChange Health Insurance Co., provides up to $1,000 deposited into a health incentive account that plan members can tap to reduce their out-of-pocket medical costs if they take three steps: see their doctor for a checkup, take a basic lab test and complete a health-risk questionnaire." (Business Insurance)

Employers Make Push for Wellness As Costs Go Up, Enrollment Packages Go Out
"Many employers will offer everything from a T-shirt to a $50 gift card just for filling out a health risks survey. Employees with chronic health problems who agree to work with a coach to manage the condition could get a bigger bonus — cash deposited into a health spending account or free prescriptions for a few months." (The Atlanta Journal-Constitution)

Can Employer Credit Pre-FMLA Leave Against Employee's FMLA Entitlement When the Employee Becomes Eligible?
"As the regulation makes clear, a leave of absence can only be designated as FMLA leave after the employee meets eligibility requirements. This situation is covered even more explicitly in the preamble to the FMLA regulations . . . ." (Franczek Radelet P.C.)

ML Strategies Health Care Reform Update, October 17, 2011 (PDF)
Read this week's update on health care reform legislation, regulations, and initiatives. (ML Strategies, LLC)

Healthy People 2010: Final Review
"The [report] presents a quantitative end-of-decade assessment of progress in achieving the Healthy People 2010 objectives and goals over the course of the decade." (U.S. Centers for Disease Control and Prevention)

Administration Seeks to Roll Back Hospital Rules Deemed Obsolete or Overly Burdensome
"Kathleen Sebelius, the secretary of health and human services, said the proposed changes, which would apply to more than 6,000 hospitals, would save providers nearly $1.1 bil.lion a year without creating any 'consequential risks for patients.'" (The New York Times; free registration required)

Health Coverage Tax Credit Reinstated for Trade-Displaced Workers
"The HCTC measure cleared Congress Oct. 12 as part of a package renewing the Trade Adjustment Assistance Program, which expired Feb. 13. The legislation (HR 2832) extends the HCTC through 2013 and retroactively increases the credit level from 65% to 72.5% as of March 1, 2011." (Mercer LLC)

Questions about Essential Health Benefits
"The IOM report recommends that the ACA's requirement that the essential benefits reflect what's provided under a typical employer plan be interpreted to mean a small employer plan. Leaving aside whether this is a good idea or a bad idea — which reasonable people could disagree about — it's somewhat unclear what it really means in practice." (The Henry J. Kaiser Family Foundation)

A Dozen Ideas for Flexible Benefits in 2012
"Here are a dozen suggestions for benefits and insurance professionals who are involved with flexible benefits . . . ." (SmartHR)

Behind the Class Act, a Numbers Game
"The primary stumbling block, as Class critics have pointed out since it was enacted as part of the Affordable Care Act, was the potential for so-called adverse selection -- the chance that too many people needing benefits (because they were already sick or disabled or soon would be) would enroll without enough younger, healthier people joining up, paying premiums and balancing the risk." (The New York Times; free registration required)

New FASB Disclosure of Requirements for Employers Participating in Multiemployer Plans
"For multiemployer plans that provide non-pension postretirement benefits, the revised disclosure includes only the contributions made, any changes in the business that affected the contributions such as a merger or employee layoffs, and a description of the nature of the benefits and types of employees covered (e.g., retirees, actives, etc.)." (Cheiron, Inc.)

Employee Terminated Following Spouse's Medical Diagnosis Can Pursue ADA and ERISA Claims
"Proving an ADA association or ERISA § 510 claim is often an uphill battle for the employee, and the outcome of this case remains to be seen. But employers should not overlook these significant employee protections when making employment and benefits decisions." (Thomson Reuters/EBIA)

More Employers Offer Employee Tuition Reimbursement
"In 2009, only 34.9% of employers offered tuition reimbursement to all employees. This increased to 45.3% in 2010, and again in 2011 to 51.7%." (PLANSPONSOR.COM)

Virginia State Official Proposes Cap for Banking of Unused Time Off
"Currently, state employees can roll over more than 400 hours annually." (Governing)

The Center for Retirement Research at Boston College Announces the 2012 Steven H. Sandell Grant Program
(Center for Retirement Research at Boston College)

The Center for Retirement Research at Boston College Announces the 2012 Dissertation Fellowship Program
(Center for Retirement Research at Boston College)

Research Firms Release Target-Date Fund Study
(BrightScope)

BASE® Announces Launch of New Website
(BASE)

401(k) Plan Sponsors are Focused on Increasing Plan Participation and Measuring Plan Success, Says New Diversified Survey
(Diversified)