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See our new ftwPortal Pro in Action! [Advert.]
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Roth IRA Answer Book [Advert.]
Roth IRA Answer Book provides in-depth coverage of the administration and operation of Roth IRAs. A team of practicing experts analyzes the most recent developments in practice, as well as legislation, regulation, and law.
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PBGC Offers Reporting Relief for Small Pension Plans
"[The PBGC Director yesterday] said the PBGC will extend through 2012 a rule implemented this year that granted small plans relief for reporting missed contributions. Small plans generally are considered to be those with 500 participants or less, although the definition can vary."
(Pensions & Investments; free registration required)
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A Reasonable Approach to Fee Reasonableness
"The Strategic Retirement Consulting group recently published a Vanguard commentary, Determining reasonableness of retirement plan fees, which looks at the steps and tools available to plan sponsors to help them understand and compare recordkeeping and investment management fees."
(The Vanguard Group, Inc.)
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'Leakage' from 401(k) Plans
"Close to one-fifth of plan participants have a loan outstanding against their accounts, with a mean value borrowed of about $7,200, or 16 percent of the average account balance. Such loans are defined by some as 'leakage' in that they allow people to access their tax-qualified savings in advance of retirement."
(ProManage, LLC)
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Workers Come Out Winners Even After Losing 401(k) Lawsuits
"The cases typically hinge on the way 401(k)s are packaged and marketed. In many plans, companies hire an outside investment firm to run the plan. Instead of being paid directly, those firms take a cut of the fees associated with the investments. Critics charge that those arrangements obscure—and ultimately inflate—costs for workers."
(The Wall Street Journal)
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Sun Life's 2011 Unretirement Index: Insights into Americans' Changing Views of Retirement
"Americans aren't just reassessing their retirement. Many are moving into unretirement—continuing to work after becoming eligible for full Social Security Benefits. Sun Life's ongoing research shows that even though the recession officially ended over two years ago, American workers feel increasingly unconfident about retirement."
(Sun Life Assurance Company of Can.ada (U.S.))
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Base PBGC Premium Unchanged for 2012
"The base annual premium will remain at $35 per plan participant next year, the same as this year, the PBGC announced Tuesday."
(Business Insurance)
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[Opinion]
The Challenges of Being an ERISA Fiduciary
"[It was the] 2nd Circuit that, just a few years ago, called to mind the notion that ERISA's fiduciary standards of conduct are 'the highest known to the law.'"
(PLANSPONSOR.COM)
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[Opinion]
Revisiting Portfolio Optimization
"Let's get one thing straight from the start: This is about unsystematic risk, not systematic risk. Systematic risk affects all investments. Diversification does not address systematic risk. Unsystematic risk is limited to very specific investments. That's why they also call it 'specific' risk."
(Fiduciary News)
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[Opinion]
Investment Guidance for Employees Long Overdue
"People need specific guidance. Without it, they often guess at what they should do. Or they copy the investment choices of a co-worker, friend or family member. The result is that their retirement plans aren't right for them."
(The Washington Post; free registration required)
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Benefits in General; Executive Compensation
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Press Releases
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