Senior Plan Consultant (Administrator)
for Law Offices of R. David Danziger, P.C. in NJ, PA

Senior Legal Analyst
for T. Rowe Price in MD

Sr. DC Retirement Plan Administrator
for TPA Firm in Seattle, WA in WA

VP, Marketing Strategy
for Prudential in CT, NJ

Retirement Plan Communication Consultant
for Prudential in TX

Retirement Plan Communication Consultant
for Prudential in CT

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401(k) Rekon Advisor Symposium- Nashville
in Tennessee on December 15, 2011 presented by 401(k) Rekon

Cafeteria Plan, Health FSA, and DCAP Mistakes: Finding, Fixing, and Preventing
Nationwide on December 8, 2011 presented by Thomson Reuters / EBIA

Social Media: The Art of Effective Benefits Communication
Nationwide on December 5, 2011 presented by International Foundation of Employee Benefit Plans

Employee Alleging Boss Gave Him Heartburn Has No Remedy under FMLA (PDF)
"The bottom line here is that notwithstanding the limitation on recovery for harassment under the FMLA endorsed by the Seventh Circuit in Breneisen, employers should assiduously ensure that managers and/or supervisors do not let their employees' proper exercise of FMLA rights become a factor in their employment actions or their interpersonal relations with their subordinates." (Gonzalez Saggio & Harlan LLP)

Certificate Series – March 2012 in San Diego   [Advert.]

International Foundation Certificate Series courses are your best source for concise, thorough and timely education. Earn a Certificate in Benefits Management, Retirement, Health Care, Plan Administration or Public Sector Benefits. Learn More!

HHS Launches Audit Program to Assess HIPAA Compliance
"The [HHS Office for Civil Rights] is conducting audits of covered entities, including health plans, in a pilot program that begins November 2011 and will continue through December 2012." (Practical Law Company)

House Committee Hearing on Small Business Health Insurance Tax Credit Created by PPACA
"The hearing [focused] on whether small business employers are currently benefitting from the Small Business Tax Credit, problems they may be encountering when calculating the credit, and whether the IRS is administering it in a way that ensures tax compliance. [Hearing held Nov. 15, 2011, includes links to written testimonies.]" (U.S. House of Representatives, Ways & Means Committee, Subcommittee on Oversight)

Employee Programs Teaching Health Care 'Consumer' Skills May Also Produce Health Benefits
"A workplace program designed to teach employees to act more like consumers when they make health care decisions, for example, by finding and evaluating health information or choosing a benefit plan, also improved exercise, diet and other health habits, according to a new study in the latest issue of the American Journal of Health Promotion." (Health Behavior News Service, Center for Advancing Health)

How Can We Establish an Essential Health Benefits Package That Meets Consumers' Needs? (PDF)
"[HHS] is currently holding 10 regional listening sessions throughout the country on the important question of what benefits health plans should be required to cover as part of an 'essential benefits package' under the [Affordable Care Act]. . . . You can find information on a hearing near you by going to the following website: http://ccf.georgetown.edu/index/cms-filesystem-action?file=finishline%20private/resources/events/regional-listening-sessions.pdf." (Families USA)

Insurance Mandate May Be Health Law's Undoing
"At the heart of the challenge is 'the mandate' — a provision requiring nearly all Americans to buy coverage or pay a penalty — that he so vigorously opposed as a candidate. If it is struck down, much of his signature legislative achievement could fall with it in a decision that would undoubtedly be construed as a rebuke to the president." (The New York Times; free registration required)

Two Constitutional Provisions at Issue in Health Care Challenges Are the 'Necessary and Proper' Clause and the Commerce Clause
This is a brief review of Supreme Court precedents involving the commerce and 'necessary and proper' clauses. (The Washington Post; free registration required)

Number of Small Business Health Care Credit Claims Lower than Expected
"The volume of claims for the credit has been low despite IRS efforts to inform 4.4 mil.lion taxpayers who could potentially qualify for it. According to the IRS, as of mid-May 2011, just more than 228,000 taxpayers had claimed the credit for a total amount of more than $278 mil.lion." (Wolters Kluwer Law & Business / CCH)

Study Examines How Doctors and Patients See Health Care
"Doctors believe patients receive the preventive care they need about half the time; patients, meanwhile, believe they receive such about one-third of the time." (USA TODAY)

Florida's Push for Specific Waiver in Health Care Law Could Have Big Implications
"At issue is a regulation requiring insurance companies to spend at least 80 percent of premiums on medical costs. Florida, a swing state with voters skeptical of the health-reform law, is pushing back. The state wants the Obama administration to waive the spending requirement for Florida insurers, a move that critics say would roll back a crucial consumer protection in the health-reform law." (The Washington Post; free registration required)

Public Opinion on the Future of Employment-Based Health Benefits: Findings from the 2011 Health Confidence Survey (PDF)
"Over the long-term, public confidence that employers and unions will continue to offer health coverage has fallen. In 2011, 57 percent of individuals with employment-based coverage were extremely or very confident that their employer or union would continue to offer health coverage, down from 68 percent in 2000." (Employee Benefit Research Institute)

EBRI President's Report, Fall 2011 (PDF)
"The EBRI Center for Research on Innovation in Health Benefits, under the leadership of Director Paul Fronstin, has built an initial database of claims information on nearly 15 mil.lion workers and will soon publish study results on pre- and post-conversion behavior and cost." (Employee Benefit Research Institute)

Employee Ownership Update for November 15, 2011
NCEO Executive Director Loren Rodgers discusses trends in company stock in 401(k) plans, the launch of the NCEO's third survey of executive compensation in ESOP companies, Innovations in Employee Ownership Award nominations, details on Zimbabwe's employee ownership plan, and nominations for the NCEO's board of directors. (National Center for Employee Ownership)

PBGC Reports Record $26 Billion Deficit for 2011
(Pension Benefit Guaranty Corporation (PBGC))

ExpertPlan’s Chief Administrative Officer Sid Garai Wins the NJBIZ “Best Growth Manager” Award
(ExpertPlan)

ExpertPlan, Inc. is Ranked #31 Among New Jersey’s 2011 Fifty Fastest Growing Companies
(ExpertPlan)

IRS Advisory Counsel Issues 2011 Annual Report
(Internal Revenue Service (IRS))

Ten Reasons to Doubt PBGC’s Reported Deficit
(American Benefits Council)

U.S. Patent Office Grants Patent to Invest n Retire, LLC
(Invest n Retire, LLC)

Paid Sick Days Would Save $1 Billion In Health Costs
(Institute for Women's Policy Research (IWPR))

Northern Trust 'Path Forward' Study: Engaging Under-35 Workers a Challenge for Defined Contribution Plans
(Northern Trust)

BrightScope Reveals the Top 20 Stable Value Funds Held in America's 401k Plans
(BrightScope)

BPAS Hires NYC Retirement Wholesaler
(BPAS)

BASE Provides A’ La Carte Employee Benefit Plan
(BASE)

ASPire Financial Services Completes Acquisition of InvestLink
(ASPire Financial Services)

Retirement Revolution Announces Joint Marketing Agreement with 401k Certified Independent Investment Advisors
(Retirement Revolution, LLC)