Part Time On Call Participant Counselor
for Diversified in CA, DC, FL, IN, KY, MI, OH, TX

Enrolled Actuary
for Karel-Gordon & Associates in IL

Pension Administrator
for Beneco in AZ

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Mid-Market Corporate Benefits Summit
in Nevada on January 23, 2012 presented by marcus evans

Qualified Plan Beneficiary Rules and Issues Webcast
Nationwide on December 8, 2011 presented by American Society of Pension Professionals & Actuaries (ASPPA)

The Challenges: Moving Retirement Plan and IRA Assets Webcast
Nationwide on December 6, 2011 presented by American Society of Pension Professionals & Actuaries (ASPPA)

GAO Report: Employers' Insurance Coverage Maintained or Enhanced Since Parity Act on Mental Health and Substance Use
"The Paul Wellstone and Pete Domenici Mental Health Parity and Addiction Equity Act of 2008 . . . requires that employers who offer health insurance coverage for mental health conditions and substance use disorders . . . provide coverage that is no more restrictive than that offered for medical and surgical conditions." (U.S. Government Accountability Office)

San Francisco Expands Employer Health Reimbursement Role
"On Jan. 1, employers in San Francisco will have to make sure that employee health reimbursement accounts the city requires them to fund are available to employees for two years, not just one. Amendments to the Health Care Security Ordinance . . . add to the requirements the city already has in place . . . ." (SmartHR)

How Employers Can Help Their Employees Quit Smoking
"The first way smokers cost employers more money is obviously an increased use of health care, which can drive up premiums, but there are other ways that may not be as obvious. For example, if employees are taking four 10-minute smoking breaks each day, they are working one full month less each year than employees who aren't taking comparable breaks." (Smart Business Network Inc.)

Determining ROI for Employer-Based Tuition-Assistance Programs
"The latest Benefits USA study, from Kansas City, Kan.-based Compdata, found the number of companies that offer tuition reimbursement to all of their employees has grown significantly in the past three years." (Human Resource Executive Online)

Athletic Trainers Can Prove Just As Valuable in Workplace As on Playing Field
"Large employers such as Toyota, General Motors, Delta Airlines and Boeing have used athletic trainers for years to prevent and treat injuries on the production line and manufacturing floor." (Employee Benefit News)

The Economic and Strategic Advantages of Tiered Network Health Plans
"Tiered health plans . . . are plans that stratify member cost-share by the providers used. The member generally pays a lower co-payment or deductible if they use a low-moderate cost healthcare facility that also meets a high quality benchmark." (WGA InsureBlog)

Electronic Health Records: An International Perspective on 'Meaningful Use' (PDF)
"This issue brief describes the extent of meaningful use in three countries with very high levels of health information technology adoption — Denmark, New Zealand, and Sweden. While all three have achieved high levels of meaningful use, none has reached 100 percent in all categories." (The Commonwealth Fund)

GAO Report: Early Indicators Show That Most Health Insurers Would Have Met or Exceeded New Medical Loss Ratio Standards
"Congress asked us to conduct an analysis of insurers' 2010 MLR data. We addressed two questions: (1) What can be learned from the 2010 MLR data regarding how reported MLR data varied by different insurer characteristics? (2) To what extent did the credibility adjustment, PPACA MLR formula, and reporting requirements affect insurers' 2010 MLRs?" (U.S. Government Accountability Office)

Nonprofit Health Plans Top Quality-of-Care Rankings for Seventh Straight Year
"The rankings are rekindling calls for federal regulators to require that plans sold on the healthcare reform law's state-based insurance exchanges make transparent to consumers whether they're for-profit or nonprofit." (Capitol Hill Publishing Corp.)

Reports Provide Insight into Employer-Provided Health Care Costs, Efforts to Stem Expenses
"Two recently-released healthcare studies indicate that the rise in employer-provided healthcare coverage costs is part of a long-term trend, and that employers are taking affirmative steps to counter this escalation." (Littler Mendelson P.C.)

The Most Popular Provision in the ACA?
"In our most recent monthly tracking poll, we asked the American people what elements of the health reform law they like and dislike. Surprisingly, the runaway favorite was a relatively obscure requirement that health plans provide consumers with a short, easy to understand description of their benefits and coverage." (The Henry J. Kaiser Family Foundation)

Americans Don't Enjoy Vacations as Do Global Peers
"The average employed European earns 25-30 vacation days in a given year, and, with some exceptions, tends to use them all. Brazilians treat vacation as the Europeans do — as a vital part of being employed, rather than a luxury. The study showed that Brazilian workers receive 30 vacation days and enjoy every one of them." (PLANSPONSOR.COM)

Six Tips for Handling Severance Pay Plans
"How do you put together a severance pay plan that meets your needs and also stays within the bounds of legal requirements for such plans?" (Business & Legal Reports, Inc.)

2011 End of Year Plan Sponsor 'To Do' Lists
"In this issue we provide seven 'to do' lists [for retirement plans and health and welfare plans] that may require you to take action before the end of 2011 or in early 2012." (Snell & Wilmer L.L.P.)

Employee Benefits Developments, November 2011
Various rulings, opinions, and cases are summarized. (Hodgson Russ LLP)

Massachusetts Passes Legislation Protecting Transgender Employees in the Workplace
"This makes Massachusetts the 16th state — along with California, Colorado, Connecticut, Hawaii, Iowa, Illinois, Maine, Minnesota, Oregon, Nevada, New Jersey, New Mexico, Rhode Island, Vermont, Washington, and the District of Columbia — to provide some level of protection to employees based on gender identity and/or expression." (Littler Mendelson P.C.)

How Flexible Work Actually Works
"At MeetingMatrix International, a communications firm based in Portsmouth, N.H., employees have no defined work schedules, unlimited paid time off, and meetings are optional. How do they ever get any work done? That's actually the only thing that matters: results." (Cable News Network)

Does Employee Ownership Motivate People?
In his latest column, NCEO founder Corey Rosen writes that 'employee ownership' as through an ESOP, etc., 'doesn't have a strong motivational impact on its own'; rather, employees are motivated by 'a culture in which people are allowed to motivate themselves." (National Center for Employee Ownership)

PBGC Responds to Issues Raised by Inspector General
(Pension Benefit Guaranty Corporation (PBGC))

Thompson Publishing Rolls Out New HR & Benefits eBook Series
(Thompson Publishing Group)

Retirement Plan Participation - Lowest in South, West
(Employee Benefit Research Institute (EBRI))

States Receive More Flexibility, Resources to Implement Affordable Insurance Exchanges
(U.S. Department of Health & Human Services)

Walgreens Take Care Health Systems to Operate Cisco’s On-Site LifeConnections Employee Health Center
(Walgreens)

ING Extends Relationship as Service Provider for Nestlé USA Savings Plans
(ING Retirement)