Vice President, Executive Relationship Manager
for New York Life Retirement Plan Services in CA

Retirement Plan Recordkeeper
for Progressive Employee Benefits Firm in Atlanta in GA

Institutional Trust Relationship Manager
for M & I Institutional Trust Services part of BMO Financial Group in WI

Manager, Benefits and Human Resources
for Jamba Juice in CA

ERISA Manager
for Tegrit Group/Summit Retirement Plan Services in ANY STATE

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2012 Jump Start
in Missouri on January 11, 2012 presented by ASPPA Benefits Council of Greater St. Louis

2012 Power of 3 Workshop
in Georgia on April 18, 2012 presented by Simoneaux & Stroud Consulting Services

Cash Balance Online Demonstration Webcast for TPAs
Nationwide on December 14, 2011 presented by Kravitz

HHS Issues Final Regulations on Consumer Operated and Oriented Plan (CO-OP) Requirements
"The regulations explain which entities are eligible to participate in the program, include governance and related regulatory standards for participating entities and provide loan terms and repayment periods under the program. . . . The CO-OP program provides federal loans to private, nonprofit health insurers to offer qualified health plans in the small group and individual markets . . . ." (Practical Law Company)

Advanced Education for all Taft-Hartley Trustees & Administrators   [Advert.]

In a significantly changed investment climate, and with healthcare reform on the horizon, you can’t afford to miss hearing from the best minds in the business about the key strategies you’ll need to best manage your benefits in 2012 and beyond.

HHS OCR's HIPAA Audit Program is Underway
"Every covered entity and business associate is eligible for an audit, including employers who are plan sponsors of a group health plan. OCR will audit as wide a range of types and sizes of covered entities as possible during the initial pilot." (Ford & Harrison LLP)

To Combat MEWA Abuses, DOL Proposes Increased Reporting and Enforcement
"Those who work with MEWAs and ECEs will want to review these proposed regulations and related items carefully. But everyone should keep in mind that these changes are only proposed, and no changes will take effect before final regulations are issued. The DOL is accepting public comments on the proposals through March 5, 2012." (Thomson Reuters/EBIA)

DOL Advises ERISA Plans How to Handle Medical Loss Ratio Rebates
"The first round of rebates, based on insurer financial data for 2011, is due by August 1, 2012. The Department of Labor issued guidance on how the rebates should be handled by ERISA group health plans." (Deloitte via BenefitsLink.com)

Sick on the Job? Myths and Realities about Mental Health and Work
"The report challenges some of the myths around mental health and concludes that policymakers need to look for new solutions. Most people with a mental disorder work, with employment rates of between 55% to 70%, about 10 to 15 percentage points lower than for people without disorders." (OECD)

Early Retiree Reinsurance Program Cutting Off Reimbursements for Claims Incurred after December 31, 2011
"Claims are being cut off because the ERRP is approaching the limit of $5 bil.lion allocated under health care reform . . . ." (Practical Law Company)

More Than One Out of Three Employees Who Took Employer-Sponsored Lab-Based Wellness Tests Were Found to Be at High Risk for High Cholesterol, Kidney Disease or Diabetes
"The good news is that armed with this new information, employees can face their health risks, change their behaviors and improve their health, [according to] the study, Value of Laboratory Tests in Employer-Sponsored Health Risk Assessments for Newly Identifying Health Conditions: Analysis of 52,270 Participants." (Forbes.com LLC)

Communicating Health Care Benefit Information Study
"These findings illustrate a need for increased benefits communications on behalf of employers, as well as utilizing decision support tools and mobile applications to increase an employee's knowledge of the suite of benefits to best address their individual needs." (Automatic Data Processing, Inc.)

HHS FAQs on Implementation of Exchanges, Including Issues Raised by Federally Facilitated Exchanges
"This latest guidance on Exchange implementation is largely of interest to those involved in establishing Exchanges, although insurers and employers may be curious about some of the details. One detail that is drawing attention is whether the premium tax credit will be available to individuals enrolled through a federally facilitated Exchange." (Thomson Reuters/EBIA)

Text of IRS Final Regs and Removal of Temporary Regs for Employer's Annual Federal Tax Return and Modifications to Deposit Rules (PDF)
"These final regulations allow certain employers to file a Form 944, "Employer's ANNUAL Federal Tax Return," rather than Forms 941, "Employer’s QUARTERLY Federal Tax Return." Additionally, these final regulations provide guidance related to the lookback periods and deposit requirements for employers required to file Forms 941 and Form 944." (U.S. Internal Revenue Service)

Global Aging; How Companies Can Adapt to the New Reality
"Global aging will put significant pressure not only on corporate growth and productivity but also on national pension, health-care, and welfare programs — as well as overall economic stability." (The Boston Consulting Group)

Employee Holiday Parties/Gifts Range from a Meal to Free Cars
"Lantana recycling company Southern Waste Systems holds a holiday party at the South Florida Fairgrounds this weekend for its 440 employees. Five workers named 'employees of the year' go home with a Smart Car, more than a $12,000 value. All workers enjoy a catered lunch and a magic show, and employees' children go home with presents." (Sun Sentinel)

Workplace Friendlier to Gays, According to Study
"The corporate world — especially at law firms and big banks — is a much better place for les.bian, g.ay, bisexual and transgender employees than it was a decade ago, according to a report from LGBT advocacy group Human Rights Campaign." (The Modesto Bee)

New Edition of The ESOP Committee Guide
This book is the definitive guide to creating, developing, and maintaining a successful ESOP committee, with information on everything from determining the mission of the committee to ensuring its continued effectiveness in the face of difficulties. The third edition updates existing material and adds four new chapters. (National Center for Employee Ownership)

ASPire Financial Services Announces the Launch of Auto-Rollover IRA
(ASPire Financial Services)

Retirement Industry Leaders Focus on Future Growth
(CPI Qualified Plan Consultants, Inc.)

Summit Benefit & Actuarial Services, Inc. Is Certified To Industry Best Practices
(Centre for Fiduciary Excellence (CEFEX))

Employee Holiday Entitlements Around the World
(Mercer)

Kravitz Launches Cash Balance Online™, a Web-Based Solution Empowering TPAs to Sell Cash Balance Retirement Plans
(Kravitz)