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Wellness Programs: Reaping the Benefits--Avoiding the Pitfalls (NY CLE Program)
in New York on January 19, 2012 presented by WEB (Worldwide Employee Benefits Network ), New York Chapter

Insurers Offer Incentives for Health and Penalize Workers Who Can't Meet Goals, Raising Questions of Fairness
"UnitedHealth is selling large employers on plans that can give workers $600 annual premium discounts if they take screenings and later meet targets for weight, blood pressure and other measures. The rapidly expanding premium cuts and rewards please employers seeking caps on health costs, and those in the expanding 'wellness' industry." (The Denver Post)

7th Annual Employer Health & Human Capital Congress   [Advert.]

Find solutions to empower improved health outcomes, restructure benefits to achieve cost sustainability and implement measurable wellness and benefit designs that stand up to CFO-scrutiny. February 7-9, Washington, DC

Health Care Delivery: A Renewed Frontier for Health Care Value (PDF)
"This article identifies four postreform areas of immediate opportunity for coordinated delivery: on-site services, mobile delivery, community initiatives and medical tourism. Although employers will find no one-size-fits-all approach, any strategy based only on wellness and consumerism is missing a third leg that can help to accelerate the success of the other two." (International Society of Certified Employee Benefit Specialists)

The Role of Consumer-Controlled Personal Health Management Systems in the Evolution of Employer-Based Health Care Benefits
"In this paper, we review the evidence for many of the possible components of an HMS, including personal health records, web-based health risk assessments, integrated remote monitoring data, personalized health education and messaging, nutrition solutions and physical activity monitoring, diabetes-management solutions, medication reminders, vaccination and preventive-care applications, integrated incentive programs, social-networking tools, comparative data on price and value of providers, telehealth consultations, virtual coaching, and an integrated nurse hotline." (RAND)

Congressional Dysfunction Imperils Health Care System (PDF)
"The continued inability of the Congress to agree to a long-term deficit control strategy poses risks to any industry that relies on government agencies . . . . This is of particular concern to the health care industry, as it seems more and more likely that Congress is capable of only providing short-term fixes to vexing problems . . . ." (The Bureau of National Affairs, Inc. via McDermott Will & Emery)

Medical Bill Problems Steady for U.S. Families, 2007-2010
"Despite a sluggish economic recovery and increasing health care costs, families did not report more problems paying medical bills in 2010 than in 2007. Compared to 2003, however, when 15.1 percent of families had problems paying medical bills, the 2010 rate was 20.9 percent. One underlying reason may be that given the uncertain economic times, Americans cut back on medical care." (Robert Wood Johnson Foundation)

Wisconsin Makes Strides in Healthier Living
"Wellness initiatives don't only exist in the schools — some employers are focusing on a healthier workforce. Appleton-based ThedaCare and Affinity Health System in Menasha, which combined employ about 10,000 people across Northeastern Wisconsin, through the years have implemented numerous programs to improve the health of its work force and assisted other regional businesses develop wellness programs for its employees." (www.greenbaypressgazette.com)

Fitness Program Saves a North Carolina County Money
". . . EbenConcepts, the county's benefits broker, conducted a return-on-investment analysis of actual claims data of 83 county employees who participated in the county's voluntary health screening all three years and determined that the net savings for the county, minus the cost of the screenings, is $74,576." (StarNewsOnline.com)

IRS Releases 2012 Version of Publication 15-B, Employer's Tax Guide to Fringe Benefits
"Publication 15-B . . . is a useful reference for employers on the tax treatment of fringe benefits. But it is important to remember that this publication does not provide full coverage of the many rules that apply to the fringe benefits it summarizes. Instead, Publication 15-B refers readers to other IRS publications, guidance, and websites for more detailed coverage of certain aspects of these fringe benefits." (Thomson Reuters/EBIA)

ACI Welcomes Justin Bonestroo
(Actuarial Consultants, Inc.)