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BenefitsLink Health & Welfare Plans Newsletter
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[Guidance Overview]
Health & Welfare Plan Reporting and Disclosure Checklist (PDF)
"There are numerous reporting and disclosure requirements for Health & Welfare Plans. We have expanded and replace our previous chart containing only disclosure requirements to include reporting requirements."
(ERISAdiagnostics, Inc.)
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Need to advertise your benefits' value? Try benefit statements! [Advert.]

Ad campaigns are expensive, but BeneCom's benefit statements are an economical promotional tool you can use to “advertise” the value of your benefits – value that's often ignored. So, discover BeneCom's impact on your benefits, not your budget!
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States File Brief in Support of Health Care Reform Law
"[The California Attorney General] has filed a friend-of-the-court brief in the U.S. Supreme Court supporting the constitutionality of federal health care reform and urging the high court to uphold the law. [Joined by 12 other attorneys general, he] argued in the brief that the Constitution gives Congress broad powers to regulate interstate commerce, including individual conduct that substantially affects interstate commerce."
(PLANSPONSOR.COM)
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The Do-It-Yourself Health Savings Account
"[A two-part health-savings program, consisting of FSA assets plus additional assets held outside the FSA, probably makes sense for most participants in traditional health-care plans. Such a two-part plan would work as follows. Part 1: Flexible Spending Account: Fund an FSA with an amount that you think, with some degree of certainty, you'll be able to use on health-care expenses in the year ahead. Part 2: Supplemental Health-Care Account: Create a separate pool of liquid assets to cover any additional out-of-pocket costs that arise once you've exhausted your FSA funds."
(Morningstar, Inc.)
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Insured Americans Have Healthier Lifestyles Than Uninsured
"People with health insurance are less likely to smoke and more likely to exercise regularly and eat a healthy diet than those without insurance, according to Gallup Poll data released in December 2011."
(American Medical Association)
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Benefits in General; Executive Compensation
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Increasing Retirement Ages Would Reduce Federal Spending, Limit Health Care Benefits
"The Congressional Budget Office released on Jan. 11 an issue brief describing the effect of increases in the eligibility ages for Social Security and Medicare. The CBO found that raising the Medicare eligibility age or the early or full eligibility age for Social Security would reduce federal spending and limit the number of people with access to health insurance."
(AdvisorOne)
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Press Releases
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Jeanette Hull, News Editor
David Rhett Baker, J.D., Editor and Publisher
Lois Baker, J.D., President
Holly Horton, Business Manager
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