Plan Admin Support Analyst / Pension Specialist
for Nationwide Insurance Company, Nationwide Financial in OH

Benefits Specialist
for Landmark Aviation in TX

Pension Consultant/Administrator
for Northern NJ Mid-Size Pension Consulting Firm in NJ

Retirement Sales Support Associate
for ExpertPlan, Inc. in NJ

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EA-2B Exam Review Course
in Virginia on April 10, 2012 presented by ASPPA (American Society of Pension Professionals & Actuaries)

CFDD

Do Benefit Plan Recoupment Claims Trigger Internal Appeal Rights?
"The issue turns on the significance of a claim for refund or 'recoupment' by a group health plan after services have been rendered and benefits paid. In the end, the court in this case decides that the refund request does not trigger any additional obligations under the ERISA claims regulations." (Roy Harmon III, Health Plan Law)

DATAIR’s FlexPlus System – Makes Administration Profitable   [Advert.]

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ERISA Preemption of Michigan Paid Claims Assessment Act
"Since its enactment, several plan sponsors have wondered whether the Act will be preempted by ERISA. The courts will now weigh in on that issue in Self-Insurance Institute of America v. Snyder . . . . In that case, the Self-Insurance Institute of America, Inc. . . . seeks both a declaration that the Act is preempted by ERISA and an injunction against implementation or enforcement of the Act." (Faegre Baker Daniels LLP)

CCIIO Illustrative List of the Largest Three Small Group Products by State (PDF)
"This document provides illustrative information to complement the bulletin on essential health benefits (EHB) under the Affordable Care Act released on December 16, 2011. Specifically, it provides a list of the products with the three largest enrollments in the small group market in each State using data from HealthCare.gov. It provides the names of the three largest products in each State ranked by enrollment. In addition, we are providing a list of the top three nationally available Federal Employee Health Benefit Program (FEHBP) plans based on enrollment. This information is being provided to facilitate a better understanding of the intended approach to EHBs." (U.S. Department of Health & Human Services, Office of Center for Consumer Information and Insurance Oversight)

Health Care Reform Update: What's Essential about 'Essential Health Benefits' (PDF)
"The definition of EHB is especially important for small group health coverage, whether offered through or outside of an Exchange; however, this definition is also significant for all types of group health plans subject to ACA, including self-insured plans and plans in the large group market . . . ." (Alston & Bird LLP)

Important New Understanding about Essential Benefits? Not Everyone Thinks So
"[HHS] released a document intended to preview the kinds of benefits most health plans must offer starting in 2014. But one consumer advocate said it does not provide nearly enough information to be helpful." (The Henry J. Kaiser Family Foundation)

Kaiser Tracking Poll on Health Care Reform: January 2012
"The public doubts the Supreme Court renders judgments based solely on the law. Three-quarters (75%) say they think that, in general, Justices let their own ideological views influence their decisions while 17 percent say they usually decide cases based on legal analysis without regard to politics and ideology." (The Henry J. Kaiser Family Foundation)

America's 'Screwed Up' Health Care Spending
"Speaking at [a conference, the] co-director of the Emory Center on Health Outcomes and Quality in Atlanta explained that health care costs can be broken down into two simple areas: the change in the prevalence of treated diseases, such as hypertension and diabetes, and how much does it cost to treat those problems. To fix it simply, he says, there needs to be averting, detecting and managing chronic diseases." (Employee Benefit News)

It Takes a CEO to Save the U.S. Health Care System
"Forget Washington and the political debate over Obamacare. The real battle for the future of health care is being fought in the world of business, where tens of thousands of companies have seen their financial well-being undermined by skyrocketing employee health costs." (Bloomberg L.P.)

Annual Reporting Requirements for Incentive Stock Options and Employee Stock Purchase Plans
"With respect to reporting ESPP transactions, companies are required to report the first transfer of legal title to any share purchased under an ESPP plan." (Orrick, Herrington & Sutcliffe LLP)

Kodak Bankrup.tcy Shows the Risks of Nonqualified Deferred Compensation
"The biggest risk with a nonqualified deferred compensation plan . . . is the possibility of the company's bankrup.tcy. The Chapter 11 bankrup.tcy filing by Eastman Kodak raises questions about what will happen to the amounts deferred into its nonqualified retirement plan and what actions the company and its executives have been taking in relation to the plan during the past several years." (myStockOptions.com)

Executive Summary of 2011 U.S. and Canadian Legislative and Regulatory Developments for Health and Retirement Plans
"Much of the activity related to health care in the U.S. was focused on the implementation of the Patient Protection and Affordable Care Act of 2010 . . . . Retirement security garnered attention with U.S. Congressional hearings, governmental reports and initiatives geared to the consumer." (International Foundation of Employee Benefit Plans)

Great-West Retirement Services Expands National Sales Efforts; Hires Regional Sales Director For Nebraska
(Great-West Retirement Services)

Putnam Investments Expands Retirement Sales Team
(Putnam Investments)

Great-West Appoints Assistant Vice President, Marketing Strategy
(Great-West Life & Annuity Insurance Company)

The Platinum 401k(TM) Retirement Program Picks Up Endorsements From Two New England Homebuilders Associations
(American Pension Services, LLC)

Fiduciary-friendly Investment Due Diligence Earns CEFEX Certification For Securian Retirement
(Securian Financial Group)

Think Twice Insider Trading Legal Compliance Video Series Celebrates 20 Years
(myStockPlan.com, Inc)