Retirement Plan Administrator
for Retirement Plan Services, Inc. in NC

ERISA Associate
for Brownstein Hyatt Farber Schreck, LLP in CO, NV

Retirement Counselor
for Prudential in NJ

Account Manager, Retirement Plans
for Cammack LaRhette Consulting in NY

Senior Investment Analyst
for Cammack LaRhette Consulting in NY

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Cafeteria Plans
in Texas on April 10, 2012 presented by Thomson Reuters / EBIA

COBRA Compliance for Group Health Plans
in Texas on April 12, 2012 presented by Thomson Reuters / EBIA

Creating a Culture of Well-Being with OneBody3 Live Smartcast
Nationwide on March 8, 2012 presented by Davidson Marketing Group -- FutureOffice Network

ERISA Compliance for Health & Welfare Plans
in Texas on April 11, 2012 presented by Thomson Reuters / EBIA

Health Care Reform
in Texas on April 13, 2012 presented by Thomson Reuters / EBIA

HIPAA Privacy & Security
in Texas on April 12, 2012 presented by Thomson Reuters / EBIA

HSAs, HRAs, and Consumer-Driven Health Care
in Texas on April 11, 2012 presented by Thomson Reuters / EBIA

Voluntary Fiduciary Correction Program Advanced Workshop
in Illinois on March 23, 2012 presented by U.S. Department of Labor, Employee Benefits Security Administration (EBSA)

CFDD

Agencies Finalize Regulations on State Health Reform Innovation Waivers
"State innovation waivers are currently allowed for plan years beginning on or after January 1, 2017, and will be provided for up to five years (with the option to renew). According to the HHS fact sheet, the Administration supports legislation that would accelerate the effective date to 2014." (Thomson Reuters/EBIA)

Time to Get Ready: Final Rules for Summary of Benefits and Coverage   [Advert.]

Plan sponsors and health insurance carriers must distribute the Summary of Benefits and Coverage (SBC) in conjunction with open enrollment beginning September 23. Learn more about these recently released regulations. Register Now!

Does Universal Coverage Improve Health? The Massachusetts Experience
"In 2006, Massachusetts passed health care reform legislation designed to achieve nearly universal coverage through a combination of insurance market reforms, mandates, and subsidies that later served as the model for national health care reform. Using individual-level data from the Behavioral Risk Factor Surveillance System, we provide evidence that health care reform in Massachusetts led to better overall self-assessed health." (The National Bureau of Economic Research; paid subscription or individual purchase required to retrieve full text)

2011 Comparative Price Report on Medical and Hospital Fees by Country (PDF)
"U.S. costs are based on commercial claims data from Thompson Reuters MarketScan Research Databases." (International Federation of Health Plans)

Treatment Costs for 'Shoppable' Medical Procedures Vary Widely
"Variation in treatment cost from one provider to another within the same geographic market is responsible for approximately $36 bil.lion in health care waste annually in the U.S., according to a February 2012 white paper by business information provider Thomson Reuters[.]" (Society for Human Resource Management)

Companies Increase Wellness Incentive Dollars
"A small but growing number of companies are requiring employees to participate in health improvement programs in order to be eligible for medical benefits." (Society for Human Resource Management)

House Subcommittee on Workforce Protections Hearing: 'Ensuring Regulations Protect Access to Affordable and Quality Companion Care'
"[The March 7, 2012] hearing will provide members an opportunity to examine the potential consequences of [the] proposal, including fewer hours of work for employees; higher costs for taxpayers, seniors, and individuals with disabilities; and fewer opportunities to receive in-home care." (House Committee on Education and the Workforce, Subcommittee on Workforce Protections)

Giving Office-Based Physicians Electronic Access to Patients' Prior Imaging and Lab Results Did Not Deter Ordering of Tests
"Policy-based incentives for health care providers to adopt health information technology are predicated on the assumption that, among other things, electronic access to patient test results and medical records will reduce diagnostic testing and save money." (Health Affairs)

Digital Records May Not Cut Health Costs, Study Cautions
"[Research published March 5, 2012] in the journal Health Affairs found that doctors using computers to track tests, like X-rays and magnetic resonance imaging, ordered far more tests than doctors relying on paper records." (The New York Times; free registration required)

Why an MRI costs $1,080 in America and $280 in France
"There are many possible explanations for why Americans pay so much more. It could be that we're sicker. Or that we go to the doctor more frequently. But health researchers have largely discarded these theories. As Gerard Anderson, Uwe Reinhardt, Peter Hussey and Varduhi Petrosyan put it in the title of their influential 2003 study on international health-care costs, 'it's the prices, stupid.'" (The Washington Post; free registration required)

Another Federal Trial Court Finds DOMA Unconstitutional
"DOMA's validity is significant in the benefits arena given the federal tax implications for benefits provided to same-s.ex spouses and the impact DOMA has on other benefit rules (such as whether same-s.ex spouses have COBRA and HIPAA special enrollment rights). Despite this decision, the question of DOMA's constitutionality is far from resolved." (Thomson Reuters/EBIA)

Principal Developments in Compensation & Benefits, Winter 2012
The newsletter covers recent issues on health benefits, retirement plans, executive compensation, and MEWAs. (Katten)

Obama's 2013 Budget Proposal Includes Benefit Changes
"The Administration's Budget Proposal for Fiscal 2013 includes some changes that would impact employees and their benefits." (Deloitte)

Providence, RI, Mayor Asks City Retirees to Accept Reduced Pensions and Less Generous Health Care Coverage
"During a sometimes tense meeting at Rhodes on the Pawtuxet in Cranston, the mayor asked Providence's 4,300 retirees to accept three changes: the suspension of future pension cost-of-living adjustments (COLAs) until the system gets from its 32% funded level to 70%; a 20% health insurance co-share for retirees under the age of 65; and a transition to Medicare with a supplemental plan for those 65 and older." (WPRI.com)

CBGH Recognizes 366 Colorado Doctors for Providing Patients with Quality Care
(Colorado Business Group on Health)

Qualified Plan Consultants Announces Audit Protection Plan for Its Clients
(Qualified Plan Consultants, LLC)