ERISA Paralegal
for Platinum Staffing, Inc. in GA

Manager, Relationship Management (Key Accounts Team or Target Team)
for Prudential in IA

Retirement Plans Regional Sales Manager
for Mutual of Omaha in FL

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Qualified Plan Essentials Plus Series
Nationwide on March 27, 2012 presented by McKay Hochman Co., Inc.

Section 409A Update-Sophisticated Issues for the Advanced Practitioner
in New York on April 19, 2012 presented by WEB (Worldwide Employee Benefits Network ), New York Chapter

Overview of Types Plans (Qualified Plan Essentials Plus Series - Module 1)
Nationwide on March 27, 2012 presented by McKay Hochman Co., Inc.

Types of Document, Restatement Cycles and 401(a) (Qualified Plan Essentials Plus Series - Module 2)
Nationwide on March 29, 2012 presented by McKay Hochman Co., Inc.

Eligibility, Participation and Coverage (Qualified Plan Essentials Plus Series - Module 3)
Nationwide on April 3, 2012 presented by McKay Hochman Co., Inc.

Vesting, Break-in-service, Forfeitures (Qualified Plan Essentials Plus Series - Module 4)
Nationwide on April 5, 2012 presented by McKay Hochman Co., Inc.

Contributions, Section 415 and Post-Severance (Qualified Plan Essentials Plus - Module 5)
Nationwide on April 9, 2012 presented by McKay Hochman Co., Inc.

DC/DB Deductions, SEPs, Timing of Contributions and Anti-alienation (Qualified Plan Essentials Plus Series - Module 6)
Nationwide on April 12, 2012 presented by McKay Hochman Co., Inc.

Keys, Attribution and HCEs (Qualified Plan Essentials Plus Series - Module 7)
Nationwide on April 17, 2012 presented by McKay Hochman Co., Inc.

Top-Heavy Contributions (Qualified Plan Essentials Plus Series - Module 8)
Nationwide on April 19, 2012 presented by McKay Hochman Co., Inc.

Distributions (Qualified Plan Essentials Plus Series - Module 9)
Nationwide on April 24, 2012 presented by McKay Hochman Co., Inc.

Required Minimum Distributions and Death Distributions (Qualified Plan Essentials Plus Series - Module 10)
Nationwide on April 26, 2012 presented by McKay Hochman Co., Inc.

Notices and Disclosure (Other than ERISA 404(a)(5)) (Qualified Plan Essentials Plus Series - Module 11)
Nationwide on May 4, 2012 presented by McKay Hochman Co., Inc.

Defined Benefit Basic Concepts (Qualified Plan Essentials Plus Series - Module 12)
Nationwide on May 11, 2012 presented by McKay Hochman Co., Inc.

What Employers Need to Know About Health Reform Rules for Health Benefit Summaries Webcast
Nationwide on April 10, 2012 presented by Bloomberg BNA

The 10th Annual Employee Benefits Symposium
in Illinois on April 16, 2012 presented by John Marshall Law School, The

CFDD

Health Care Reform Employer Compliance Obligations Forthcoming in 2012
Articles include: Summary of Benefits and Coverage; Comparative Effectiveness Fees; W-2 Reporting of Health Coverage Value; and Cap on Health Flexible Spending Account Salary Reductions. (Thorp Reed & Armstrong)

Washington Legislative Update -- May 7-8, 2012 in Washington, D.C.   [Advert.]

The presidential election could have a profound impact on the benefits industry. Stay abreast of the latest legislative changes as you strategize for the future. Hear from Washington insiders on the events that will impact your plans. Register Now!

Supreme Court Rules Sovereign Immunity Bars Suits by Individuals against States under FMLA's Self-Care Provision
"States cannot be sued by individuals for money damages for violations of the FMLA's 'self-care' provision, a sharply divided U.S. Supreme Court plurality ruled [in Coleman v. Maryland Court of Appeals, decided March 20, 2012]." (Wolters Kluwer Law & Business / CCH)

New FAQs on SBCs Include One-year Good Faith Compliance Period
"[One] FAQ addresses the Departments' basic approach to health care reform implementation, which is to focus on helping plans and insurers come into compliance with the new requirements, rather than penalizing those plans and insurers. To support this effort, the Departments will not impose penalties on plans and issuers working diligently and in good faith to provide SBCs in compliance with the final regulations." (Practical Law Company)

Contraceptive Coverage Proposals Would Expand Role of Insurers and TPAs
"Although the Notice is only the first step in a process that will eventually include proposed and amended final regulations, it would have a significant impact on insurers and TPAs, who may wish to comment on the Department's proposals. TPAs, in particular, may, among other things, be concerned about: The details of how funding the contraceptive coverage would work. The requirement to assume ERISA plan administrator status for providing contraceptive coverage. Coordinating between multiple TPAs." (Practical Law Company)

Return-to-Work Results Improve When Mental Health Therapy Focuses on Returning to Work, Study Concludes
"Employees on sick leave with common mental health disorders such as depression and anxiety fully returned to work sooner when therapy deals with work-related problems and how to get back on the job, according to new research ... Seventy-nine employees from a variety of jobs received standard, evidence-based cognitive-behavioral therapy, while the rest received cognitive-behavioral therapy that included a focus on work and the process of returning to work." (American Psychological Association)

A Front-Line View on 2012 Health Plan Industry Pricing and Product Trends (PDF)
"The key takeaway is that price competition has 'markedly increased' from recent years, an observation that dovetails with our recent channel checks (though now a bit more emphatic). The manifestation of price competition is a much greater willingness by carriers to negotiate to lower rate increases to retain business and significant price movement by carriers on new business opportunities." (Goldman Sachs)

Multiple Employer Plans: Opportunities and Challenges for Multiple Employer Welfare Arrangements (PDF)
"This installment addresses MEPs providing health and welfare benefits, particularly multiple employer welfare arrangements [MEWAs]. In concept, MEWAs are designed to give employers access to low cost health coverage and may represent the only available option for small employers who are unable to obtain insurance coverage due to underwriting risks." (K&L Gates LLP)

Return-to-Work Improves When Mental Health Therapy Focuses on Returning to Work
"Employees on sick leave with common mental health disorders such as depression and anxiety fully returned to work sooner when therapy deals with work-related problems and how to get back on the job, according to new research ... Seventy-nine employees from a variety of jobs received standard, evidence-based cognitive-behavioral therapy, while the rest received cognitive-behavioral therapy that included a focus on work and the process of returning to work." (American Psychological Association)

Judge Puts Hold on Kodak Cuts to Retiree Health Benefits
"Kodak in February filed a motion seeking court approval to eliminate the Medicare enhancement it provides for employees 65 and older who retired after 1991. According to Kodak, currently going through a Chapter 11 bankrup.tcy reorganization, such a move would save the company about $20 mil.lion a year starting in 2013." (DemocratandChronicle.com)

The Health Law & Young Adults
"A new study shows that 30% of young adults ages 19 to 25 who initially had private health insurance in 2008 were uninsured for at least one month over the next two years. Young adults were particularly at risk of losing coverage because they may have aged out of their parents' coverage, moved between school and employment or changed jobs. Yet now, the number of young adults with health insurance continues to rise under the health care law." (HealthCare.gov)

Do Health Insurance Reforms Unravel Without an Individual Mandate? The New Jersey Experience
"The Constitution says that the federal government may do whatever is 'necessary and proper' to carry out its other functions. The Supreme Court historically has interpreted that power broadly. If insurance market reform really is more prone to failure without a mandate, that fact alone could, in the eyes of the justices, make the law constitutional. But is the administration's claim correct? For some clues, the justices could examine what happened in New Jersey, a state that tried to reform its insurance markets without a mandate — and failed pretty miserably." (Kaiser Health News)

Health Care Reform Impacts Consumer-Driven Health Plans at Many Points
"Health care reform's impact on [Consumer-Driven Health Plans, or 'CDHPs'] has so far encouraged more employers to consider account-based plans to lessen consumers' insulation from actual health care costs[.]" (Society for Human Resource Management)

U.S. House Ways and Means Committee Hearing: 'Securing the Future of the Social Security Disability Insurance Program'
The hearing focused on how disability insurance eligibility decisions are made, including the definition of disability and the Federal-State relationship. Links to testimony are on the target page. (Ways and Means Committee)

BLS Tracks Employment-Based Health Benefits
"Most employer-sponsored plans are preferred provider organizations (62 percent in 2010) and health maintenance organizations (24 percent in 2010). Interestingly, the report reveals that high deductible health plans, despite their relatively new existence, account for 15 percent of the enrollment in employer-sponsored health plans (with a median deductible of $1,600)." (Deloitte)

HHS Research Brief: 'The Affordable Care Act and Women'
"The Affordable Care Act includes several provisions that are expected to significantly improve women's health. The [ACA] improves coverage for important preventive services and maternity care, promotes higher quality care for older women, and bans health insurers from requiring women to pay more for the same insurance coverage as men. Over 1 mil.lion young adult women have already gained health insurance coverage because of the [ACA] and an estimated 13 mil.lion more uninsured women will gain coverage by 2016." (Department of Health and Human Services, Assistant Secretary for Planning and Evaluation)

Upcoming IRS Guidance Regarding the Nonqualified Deferred Compensation Plans of Tax-Exempt Organizations (PDF)
"Apart from one brief regulation issued several years ago, the [IRS] has never issued comprehensive guidance for 457(f) plan sponsors. Comprehensive guidance has been discussed and was expected to be issued in 2011, but did not occur.... However, new guidance is anticipated within the next few months in the form of proposed regulations." (Drinker Biddle)

Title VII Protection of Severance Benefits Extends to Former Employees
"Former and current employees can seek redress under Title VII of the Civil Rights Act of 1964, says [the U.S. Court of Appeals for the Fourth Circuit] in a case involving a severance package." (Business Insurance; free registration required)

Great-West Retirement Services Appoints Regional Sales Director
(Great-West Retirement Services)

eTekhnos Integrates Secure, Single Password Sign-On Into its HR and Benefits Portals
(eTekhnos)

High CEO Pay Opportunity and Pay-for-Performance Disconnects Likely to Trigger More Shareholder Opposition in Say-on-Pay Votes, Towers Watson Analysis Finds
(Towers Watson)

OneAmerica Appoints Mike Gastineau Regional Sales Director for Retirement Business in Indiana
(OneAmerica Financial Partners)