401k Wholesaler
for AXA Equitable in OR, WA

DB Systems Analyst
for Milliman in TX

Director - Relationship Manager
for Fidelity Investments in CA, TX

Account Manager
for Rapidly Growing Employee Benefits Firm in GA

Call Center Representative
for The Savitz Organization in PA

Retirement Plan Sales Consultant
for Capital Group Companies in TX

Retirement Plan Sales Consultant
for Capital Group Companies in CA

Retirement Plan Sales Consultant
for Capital Group Companies in IN

Retirement Plan Manager
for Capital Group Companies in TX

ERISA Attorney
for Financial Services Company in OH

Testing Consultant
for Diversified in MA

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"SunGard Relius Form 5500 and 401(k) Plan Workshops" - Bloomington, IL
in Illinois on April 24, 2012 presented by SunGard Relius

"SunGard Relius Form 5500 and 401(k) Plan Workshops" - Houston
in Texas on April 25, 2012 presented by SunGard Relius

"SunGard Relius Form 5500 and 401(k) Plan Workshops" - Boston
in Massachusetts on April 26, 2012 presented by SunGard Relius

"SunGard Relius Form 5500 and 401(k) Plan Workshops" - St. Louis
in Missouri on April 26, 2012 presented by SunGard Relius

Basics and More! Workshop
in Pennsylvania on March 30, 2012 presented by U.S. Department of Labor, Employee Benefits Security Administration (EBSA)

Rekon Road Show - Seattle (Bellevue), WA
in Washington on April 24, 2012 presented by Rekon Intelligence

Transcript of This Morning's Supreme Court Oral Argument in HHS v. Florida (Mar. 26) (PDF)
91 pages. (Supreme Court of the United States)

401(k) Investment Lineup Summit   [Advert.]

Ensure your 401(k) plan can adapt to changing economic & financial currents and participants can reach their goals. Practical 1 day seminars - SF 4/17, Dallas 4/19, Chicago 4/24, NY 4/26. FREE registration for qualified plan sponsors. More info.

Audio Recording of This Morning's Supreme Court Oral Argument in HHS v. Florida (Mar. 26)
Available as a downloadable file and in "streaming" format. (Supreme Court of the United States)

HHS Final Regs Implement Standards for Health Insurance Premium Stabilization Programs
"It is not surprising to see HHS clarifying that it will assist in establishing and running reinsurance and risk adjustment programs for states, given that a number of states are apparently taking a wait-and-see approach to establishing an Exchange and HHS is gearing up its federally facilitated Exchanges[.]" (Thomson Reuters/EBIA)

Supreme Court Signals Health Care Case Won't Be Held Up Over Technicality
"The issue before the [justices] was whether an obscure 1867 tax law prohibits lawsuits, like the ones challenging the health care law, from going forward until someone actually pays the insurance tax penalty ... After the 90-minute opening hearing, some observers felt the Court would ultimately be unanimous in ruling that the health law challenges before them Tuesday and Wednesday should go forward." (Fox News)

Supreme Court to Hear Challenge in Case that Broadly Tests Boundaries of Federal Power
"More than two dozen people were snaked along the sidewalk outside the Supreme Court by Sunday afternoon to secure seats to Monday's arguments, which will focus on whether the case can even be heard before 2014, when most of the law takes effect." (The Wall Street Journal)

Supreme Court Health Law Case Opens with Issue that Could Delay Decision
"A 145-year-old law, the Anti-Injunction Act, says courts can't rule on the legality of federal taxes until they are imposed. For the no-insurance penalty in the 2010 health care law, which takes effect in stages, that comes in 2015. The justices may decide it's too soon rule on the health law's constitutionality." (Bloomberg BusinessWeek)

Health Care Reform Splits Employers, but Few Plan to Drop Health Plans
"Forty percent of employers want the high court, which is hearing oral arguments ... on the constitutionality of the [PPACA], to strike down the 2010 law. But an even greater percentage of employers — 43% — do not want the justices to reject the law, while the remaining 17% said they didn't know, according to [a new survey.]" (Business Insurance; free registration required)

Groups Blanket Supreme Court on Health Care
"In all, groups involved in the debate have spent tens of millions of dollars in the last two years to steer the political and legal debate. And a record number of organizations — 136 so far — have filed amicus curiae or 'friend of the court' briefs, densely packed with historical citations and legal arguments, to urge the court to either strike down or uphold the law." (The New York Times; free registration required)

HHS v. Florida Raises Key Constitutional Issues Related to Health Care Reform
"In all, the Supreme Court has agreed to hear arguments related to four separate issues." (Mintz Levin)

Supreme Court's FMLA Decision Could Spell Trouble for Healthcare Reform Law
"[This case] does not directly bear on the issues to be argued in the Supreme Court ... concerning the authority of Congress to enact the Patient Protection and Affordable Care Act (PPACA), but it gives some clue to the justices' thinking on issues of federalism and congressional authority, which underlie the constitutional challenges to PPACA." (McGuire Woods)

If the Individual Mandate Falls, Can the Health Care Law Stand?
"[I]s the mandate the only way to ensure enough participation? Many, including the GAO, have suggested alternatives that might work as well, maybe even better than, the individual mandate." (Extend Health)

Is Paying for 'Concierge' Health Care Worth It?
"A small but growing number of primary-care physicians are changing over to what are often called 'concierge' or 'retainer' practices, treating a limited number of patients who pay from a few hundred to thousands of dollars a year for more-personalized services." (The Wall Street Journal)

Blacks See Largest Decline in Health Insurance Coverage
"From 2000 to 2010, the employer-sponsored health insurance coverage rate for black workers ages 18 to 64 years old dropped 8.6 percentage points. White and Hispanic workers also experienced health insurance declines, but somewhat smaller ones." (The Huffington Post)

The Insurance Mandate Will Not Be Overturned
"There's too much legal precedence at stake, too many years of 'settled' law, too much potential disruption to the legal system for the Supreme Court to reject the individual mandate portion of the PPACA. That's the general consensus of legal experts[.]" (Managed Care Matters)

Employment-Based Health Care Coverage Still Working for Employers
"Plenty of pundits said the health care reform law -- with provisions that set up state health insurance exchanges and federal premium subsidies for the low-income uninsured -- would erode or kill employer-based plans. But [the Midwest Business Group on Health] survey shows no evidence of that." (Business Insurance; free registration required)

The Real Reason Obamacare Scares People
"Complexity ... may be the real reason Obamacare spooks people. For starters, the law could end up remaking the whole healthcare system — which accounts for about one sixth of the U.S. economy -- in ways nobody can predict. The U.S. healthcare system was a mess before Obamacare [but] that doesn't mean that shaking things up will automatically improve it." (U.S. News & World Report)

Could This Be the End of Health Care Reform?
"[O]ne big thing will change if the court rules the individual mandate unconstitutional: ... Even with subsidies for buying insurance, some healthy people would opt out of the state health insurance exchanges authorized by the act. This would drive up premiums by an estimated 15 to 20 percent and push more healthy people out of the market[.]" (The New York Times; free registration required)

Health Care Market Analysis Finds Pittsburgh Uses Substantially More Services, Resulting in Higher Costs to Employers
(Pittsburgh Business Group on Health)

Financial Impact of Health Reform on Employer Benefits not as Significant as Anticipated
(Midwest Business Group on Health)