Health & Welfare Plans Newsletter

October 15, 2020

BenefitsLink.com logo
EmployeeBenefitsJobs.com logo
Get Retirement News   ·   Get Message Boards Digest   ·   Past Issues   ·   Search

Job Openings

View job as Retirement Plan Consultant for Cetera Retirement Plan Specialists
View job as Retirement Plan Consultant for Cetera Retirement Plan Specialists Retirement Plan Consultant

Cetera Retirement Plan Specialists
Telecommute

View job as Pension Consultant/ Account Manager for McHenry Advisers, Inc Pension Consultant/ Account Manager

McHenry Advisers, Inc
Telecommute / Columbus OH

View job as Retirement Plan Internal Sales Assistant for Southern Pension Services Retirement Plan Internal Sales Assistant

Southern Pension Services
Tampa FL

►View More Jobs

►Post a Job

Get Job Alerts

Newly Posted
Webcasts, Conferences


Discussions

New Topics on the BenefitsLink Message Boards

New Comments and Topics

All Topics, Grouped by Forum


This Newsletter:
Subscribe Now

BenefitsLink Retirement Plans Newsletter:
Subscribe Now

Message Boards Digest:
Subscribe Now


[Guidance Overview]

Upcoming Deadline iconNew York City Amends Paid Sick Leave Law

"[T]he amended law ... requires employers to: [1] Provide employees each pay period on a pay statement or in a separate writing the amount of safe/sick time accrued and used during the period and their total accrued leave balance; [2] Reimburse employees for their fee/costs/expenses for obtaining requested documentation from a doctor or other third party to support the need for leave ... [3] Provide an updated notice of rights to current employees no later than October 30, 2020 and to subsequent hires at the commencement of employment." Icon to read more

Buck

[Guidance Overview]

10 Things Employers Need to Know About Washington, D.C. PFML (PDF)

37 presentation slides. Topics: [1] Communications from ESD. [2] The waiting period. [3] PFML notice requirement. [4] Intermittent leave. [5] Supplemental benefits. [6] Short term disability. [7] Benefits continuation. [8] When is leave protected? [9] Intersection of Escriba, PFML, and FMLA. [10] Voluntary plans. Icon to read more

Davis Wright Tremaine LLP

Evolution of Financial Incentive Strategies in Workplace Well-Being Initiatives (PDF)

"Evaluation of employer data ... revealed four common patterns in incentive designs ... [1] Incentives focused on participation (participation-focused); [2] Incentives focused on health improvement or outcomes (outcomes-focused); [3] Incentives focused on a combination of participation and outcomes (combination); and [4] Incentives that started with a focus on participation and then shifted to a focus on outcomes (participation-to-outcomes).... [W]hile most employer well-being initiatives used a mix of outcomes- and participation-focused incentives, the most successful also invested in creating and sustaining a more supportive workplace health culture." Icon to read
more

Health Enhancement Research Organization [HERO]

CMS Head Says Value-Based Care Models Haven't Made Good Return on Investment

"[Seema Verma, the head of the Centers for Medicare & Medicaid Services (CMS)] did tout models that required providers to take on financial risk at a faster pace, potentially alluding to the direction CMS wants to steer value-based care models. 'I think the issue we have in value-based care is that many of our models unfortunately are not working the way we would like them to,' she said. 'They are not producing the types of savings the taxpayers deserve.' " Icon to read more

FierceHealthcare

Should Spouses Obtain Separate Healthcare Insurance?

"The imposition of [a spousal surcharge] may make it more economical for each partner to obtain coverage under his or her own plan. Twenty-seven percent of employers surveyed by Willis Towers Watson were levying the surcharges in 2019, but that percentage was projected to jump to 43% in 2021. The details of the surcharges -- the amount and when they apply -- depends on the plan. If the spouse is unemployed or if the covered employee's income falls below a certain threshold, the surcharge may not apply." Icon to read more

Morningstar

2021 Changes to FedEx Health Plan Include Contribution Hikes, HSA Option

"FedEx is not increasing deductibles or out-of-pocket maximums for current medical, dental or vision plans for 2021 ... However, paycheck contributions for medical, dental and vision benefits will increase the same amount they did for 2020.... FedEx said it will spend about $2 billion for 2020 to continue covering roughly 70% of member health care costs." Icon to read more

Memphis Commercial Appeal

Health Insurers Sending Premium Credits to Members

"Here are 14 payers that are returning premium revenue to members due to lower healthcare costs during the COVID-19 pandemic." Icon to read more

Becker's Hospital Review

California Passes Law to Expand Behavioral Health Reimbursement Parity

"Plans will be required to base their decisions about medical necessity on evidence-based standards developed by nonprofit professional associations like the American Psychiatric Association's Diagnostic and Statistical Manual of Mental Disorders (DSM-5). Previously, plans were only required to provide coverage at parity for nine behavioral health disorders." Icon to read more

AISHealth

When Your Employee Cries Uncontrollably at Work, Is the Cry a Request for FMLA Leave?

"There are an increasing number of cases in which courts have found that changes in employees' behavior might suggest that the employee is suffering from a serious health condition, and that the employer is obligated to treat the behavior as a request for FMLA leave.... [It] is critical that employers identify all situations in which the employee may be suffering from a medical condition and proactively engage the employee in a discussion about what we can do to help." Icon to read more

FMLA Insights

Employers Should Strategize on Paid Time-Off Benefits

"Design, strategy and company dollars continue to be redefined to create a competitive total rewards package encompassing base salary, well-being, benefits, recognition and development promoting employers of choice. Companies large and small would do well to incorporate the following strategies into their compensation packages: Unlimited PTO ... PTO buy/sell plans  ... Mandated or employer-sponsored paid leaves ... Expanded parental leave policies." Icon to read more

Voya

Exceptional Usefulness and Quality iconA State-By-State Guide to Employee Voter Leave

"Although there is no federal law that requires employers to provide their employees with time off to vote, currently, 30 states have these provisions, some of which are paid and others unpaid. For companies with a workforce spread across states, it may be beneficial to extend the same leave benefits to all employees, regardless of location." Icon to read more

OneDigital Health and Benefits

[Opinion]

The Preemption Clause That Swallowed Health Care: How ERISA Litigation Threatens State Health Policy Efforts

"It is increasingly apparent that the scope of ERISA preemption needs to be curtailed to allow states to continue their traditional role as the regulators of health care. Otherwise, we risk creating a significant 'blind spot' when it comes to regulating health insurance for the 60 percent of US workers who receive their health care coverage through employer-sponsored plans. If ERISA preemption is not narrowed, the federal government could step up its oversight of employer-sponsored plans to match state efforts, but this is a second-best solution that would split the health insurance market." Icon to read more

Carmel Shachar, via Health Affairs Blog

Benefits in General

Make Sure Your ERISA Plan Properly Designates Fiduciary Duties to Claims Administrators

"[1] Follow the fiduciary designation process set out in the Plan; [2] know that a general delegation of fiduciary duties is not enough; [3] be able to establish that the delegation applies to the specific claim at issue." [Hampton v. National Union Fire Ins. Co. of Pittsburgh, No. 18-6725 (N.D. Ill. Oct. 7, 2020)] Icon to read more

Lane Powell PC

Selected Discussions
on the BenefitsLink Message Boards

► It's easy to sign up and participate in discussions! Post answers, ask questions, create custom feeds and views. Join your peers (and potential referral sources or customers)—there is no charge.

5500 Has No Audit Report But 'We're Working On It'

"I've seen auditors attach to the 5500 as the audit report a letter that basically says 'Hey. we're working on the audit.' The benefit of this approach (which is what I don't like about it) is the filing will be accepted without error. I think it's a little disingenuous. Although it looks like you're 'doing the right thing' by disclosing the fact that you are working on the audit, it has the effect of hiding the fact that you haven't done the audit. Do others recommend in favor of or against this approach?" Icon to read more

BenefitsLink Message Boards

Press Releases

Most Popular Items in the Previous Issue

Large Employers and the State Paid Leave Patchwork (PDF)
The ERISA Industry Committee [ERIC]

2020 Health Savings Account Landscape
Morningstar; free registration required

View COVID-19 News and Resources

BenefitsLink.com, Inc.
1298 Minnesota Avenue, Suite H
Winter Park, Florida 32789
(407) 644-4146

Lois Baker, J.D., President  loisbaker@benefitslink.com
David Rhett Baker, J.D., Editor and Publisher  davebaker@benefitslink.com
Holly Horton, Business Manager  hollyhorton@benefitslink.com

Article submission: Online form, or email to news.editor@benefitslink.com

BenefitsLink Health & Welfare Plans Newsletter, ISSN no. 1536-9595. Copyright 2020 BenefitsLink.com, Inc. All materials contained in this newsletter are protected by United States copyright law and may not be reproduced, distributed, transmitted, displayed, published or broadcast without the prior written permission of BenefitsLink.com, Inc., or in the case of third party materials, the owner of those materials. You may not alter or remove any trademark, copyright or other notices from copies of the content.

Links to web sites other than BenefitsLink.com and EmployeeBenefitsJobs.com are offered as a service to our readers; we were not involved in their production and are not responsible for their content.

Unsubscribe  |   Change Email Address  |   Privacy Policy