[Guidance Overview]
"[A]mong other provisions, the Proposed Rule proposes modifications to the Privacy Rule that improve an individual's access to PHI and clarify the scope of care coordination and case management.... [M]any of the key provisions of the Proposed Rule ... also reflect a U.S. District Court for the District of Columbia decision from earlier this year that vacated in part certain HHS regulations regarding the delivery of an individual's PHI to third parties."
Ropes & Gray LLP
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[Guidance Overview]
"The general ACA reporting penalties are $280 for the late/incorrect Forms 1095-C furnished to employees, and $280 for the late/incorrect Forms 1094-C and 1095-C filed with the IRS. That comes to a total potential general penalty of $560 per employee, but exceptions may apply."
ABD Insurance & Financial Services
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[Guidance Overview]
"In anticipation of the availability of most benefits on January 1, 2021, the [Massachusetts Department of Family and Medical Leave (DFML)] has released helpful materials ... to guide employers and workers. The DFML has also issued a new workplace poster that must be displayed in the workplace.... [This] summary contains details about the new updates and links to forms prepared by the DFML."
Epstein Becker Green
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[Guidance Overview]
"Starting Jan. 1, 2021, employees in Massachusetts may begin to apply for and receive paid leave under the state's new Paid Family and Medical Leave (PFML) law. Most Massachusetts workers will be eligible to take up to 26 weeks of paid leave per benefit year under the new law. Massachusetts employers should be taking the final steps necessary to ensure they comply with their obligations under PFML."
Holland & Knight
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"The package includes bipartisan, bicameral legislation that will end surprise billing for emergency and scheduled care.... The agreement provides a tax credit to support employers offering paid sick leave, based on the Families First framework.... The agreement extends and improves the Employee Retention Tax Credit to help keep workers in the jobs during coronavirus closures or reduced revenue."
House Speaker Nancy Pelosi and Senate Democratic Leader Chuck Schumer
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"The Court's opinion reinforces that ERISA preemption does not have as broad of a sweep as the statute's language might suggest. State laws that may indirectly impact a plan's costs or a participant's benefits, that 'establish[] a floor for the cost of the benefits that plans choose to provide,' ... do not impact 'central matters of plan administration' and so are not preempted. The Court's ruling will no doubt embolden states seeking to regulate pharmacy and PBM conduct, and will be relied upon by parties seeking to protect state law-based rights in court, with respect to prescription drug reimbursement or otherwise." [Rutledge v. Pharmaceutical Care Mgmt. Assoc.,
No. 18-540 (S. Ct. Dec. 10, 2020)]
Arent Fox
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"The decision opens up further avenues beyond PBMs to broader state health reforms aimed at reigning in the costs of health services and prescription drugs, protecting consumers, and expanding affordable access to more people.... Most immediately, Rutledge puts PBM regulations passed by more than 45 states on much firmer footing. These laws do different things, but they are all aimed at reigning in prescription drug costs." [Rutledge v. Pharmaceutical Care Mgmt. Assoc., No. 18-540 (S. Ct. Dec. 10, 2020)]
Erin C. Fuse Brown and Elizabeth Y. McCuskey, via Health Affairs Blog
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"Even though Sullivan alerted her employer's TPA several times that she believed her life insurance benefits were incorrectly calculated, the matter was never fully investigated. Employers that outsource plan administration need to put processes in place for accurate reporting and monitor vendors to assure compliance." [Sullivan-Mestecky v. Verizon Communications Inc., No. 18-1591 (2d Cir. Jun. 1, 2020)]
Hall Benefits Law
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"TPA audits are a powerful tool employers can use to meet their fiduciary duty, and they offer an unbiased view of the TPA's accuracy of processing claims. A typical claims audit includes ... [1] Review the Administrative Services Agreement (ASA) ... [2] Analyze the data ... [3] Test a sample of claims."
Withum Smith+Brown, PC
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"There are major differences between ACA plans and large group employer coverage when it comes to drug benefits. Individual and small group plans both have more formulary tiers than large group plans. Nearly all (95%) of individual market and 93 percent of small group plans have four or more tiers compared with 54 percent of traditional employer plans and 36 percent of high deductible employer plans. More tiers translates into higher out of pocket costs, since patient cost-sharing is higher for brand and specialty drugs."
Robert Wood Johnson Foundation
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[Opinion]
"Government-imposed lower payment rates and the provision of care 'free' at the point of service induces increased demand. These Medicare payment reductions and caps can also reduce the supply and the availability of services. Waiting times for care in 'model single-payer' Canada are the worst among economically advanced nations."
The Heritage Foundation
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