Press Release

Year-End Planning Resources At myStockOptions.com Help Employees With Stock Compensation After 2025 Tax Law

Issued by myStockOptions.com

Dec. 4, 2025

Year-end is always a key time for financial and tax planning among the millions of employees in the United States who have stock compensation (such as stock options and restricted stock units), participate in an employee stock purchase plan (ESPP), and/or have holdings of company shares. In 2025, special factors include stock-market uncertainty and the impact of the new tax law under the "One Big Beautiful Bill" Act (OBBBA).

To help, myStockOptions.com has updated its education and guidance on the major issues, decisions, and innovative financial-planning strategies for the end of 2025 and the start of 2026. This content is available in the website's section Financial Planning: Year-End.

Why Year-End Planning Is Important For Stock Comp

At year-end, multi-year planning is especially valuable with stock compensation. "You can control the timing of stock sales and option exercises, and you know when restricted stock/RSUs will vest," observes Bruce Brumberg, the Editor-in-Chief of myStockOptions.com. "With market uncertainty and the new tax laws introduced by the OBBBA, expert guidance is more important than ever."

Timely year-end guidance is particularly crucial for people who are considering option exercises or stock sales at the end of 2025. "Employees with equity grants and company shares should be aware of the 2025 and 2026 thresholds for higher tax rates on compensation income and capital gains, the Medicare surtax on investment income, and phaseouts such as the one that applies to the additional SALT deduction under the 2025 tax law." Mr. Brumberg notes. "They may want to consider keeping their income below those known thresholds, when possible."

Employees who tax-loss-harvest by selling company stock that has declined while they hold it must be aware of the rules on wash sales, warns Mr. Brumberg. "Under IRS rules, the purchase of new shares within 30 days of the sale at a loss can result in a forced deferral of that capital loss until a future year," he explains. "A purchase can include an RSU vesting, stock option exercise, or ESPP purchase." Employees and executives must also avoid insider trading, such as selling company stock when they know material nonpublic information.

myStockOptions Webinar Covers Impact Of 2025 Tax Law On Year-End And Year-Start Planning

Available on demand, a special webinar covers all aspects of financial and tax planning for equity compensation and holdings of company shares as the year comes to a close: Year-End 2025 & Year-Start 2026 Equity Comp Financial Planning (2.0 CE credits for CFP, CPWA/CIMA, CEP/ECA). In 100 minutes, the webinar features insights from a panel of three leading financial and tax advisors, including real-world case studies, to provide practical expertise on planning for equity comp in both public and private companies. Panelists:

• Alfred Au (CFP®), Head of Advisory and Partner, DiversiFi Capital
• Rebecca Jackson (CFP®, CPA/PFS™, RLP), Founder, SeedSafe Financial LLC
• John Owens (CFP®, EA, ECA, CPWA®), Director of Financial Planning, Brooklyn FI
• moderator: Bruce Brumberg (JD), editor-in-chief of myStockOptions

Panelist details and the agenda of topics are available at the webinar registration page. Other webinars are also available to stream immediately on demand at the myStockOptions Webinar Channel.

About myStockOptions.com

With exclusive articles, 800+ FAQs, podcasts, videos, the Tax Center, interactive quizzes, the Learning Center with courses for CE credit, Global Tax Guide, infographics, extensive glossary, smartphone app for iOS and Android devices, and dynamic patented modeling tools and calculators, myStockOptions.com is the premier online resource of educational content and tools on stock options, restricted stock, restricted stock units, performance shares, stock appreciation rights, and employee stock purchase plans. The website also features the AdvisorFind Directory of financial planners specializing in equity comp guidance. myStockOptions.com is run by leading experts in equity compensation. Its content is created by a company with a long history of successful multimedia publications explaining complex legal and financial subjects in plain English.

Editor's note: This press release has been issued by the company named above, not BenefitsLink. Reliance on information in this press release might be prudent only after an independent review of its accuracy, completeness, efficacy, and timeliness. Reference to any specific commercial product, process, or service by trade name, trademark, service mark, manufacturer, or otherwise does not constitute or imply endorsement, recommendation, or favoring by BenefitsLink.