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A Blueprint for Retirement in the 21st Century: The Aegon Retirement Readiness Survey 2018 (PDF)

72 pages. "[We] need to ensure that there is universal access to enable people to save for retirement ... [R]etiring at 65 is no longer financially viable for many workers.... [We], as individuals and as a society, need to look at our working lives in a fundamentally different way.... [M]any people are not doing enough to protect their long-term health. This will have lasting consequences on their ability to work as they get older, the affordability of their healthcare in the future, and their enjoyment of life.... Improving financial literacy requires a sustained and collaborative effort[.]"

Aegon and Transamerica Settle Participant Excessive Fee Suit

"The original complaint suggested that the defendants burdened the plan with layers of superfluous fees; that the plan pays fees higher than its peers; and that the fees go mostly to Aegon, which serves as recordkeeper and investment manager for the plan through its Transamerica affiliates.... [T]he settlement will bring about structural changes in the way the company runs its retirement savings plan  -- and how it calculates fees. Payments will also be made to compensate class members."

Aegon Retirement Readiness Survey 2016: A Retirement Wake-Up Call

"Improvements in planning and saving have been offset by decreases in feelings of personal responsibility related to providing sufficient income in retirement. Moreover, around the world, many workers are heavily reliant on government benefits and are not saving enough to adequately fund their retirement income needs. Inadequate attention is being given to address the costs and implications of increased life expectancy. Fundamental changes are needed for people to achieve their retirement aspirations and to support retirement systems that are affordable, inclusive, and equitable. Governments, employers, and individuals must continue to expand upon actions that are proven effective while innovating new solutions for the future."

Aegon Retirement Readiness Survey 2015

"With people now expecting to live well beyond the age of 80 in many countries, our survey participants say they expect to live an average 20 years in retirement. The expectation is that retirement will now last longer than childhood ... However while people may recognize that time spent in retirement is growing lengthier, it is not reflected in their long-term planning. Key Findings: [1] Making habitual saving a global trend is a shared responsibility. [2] Employers make a major contribution toward improving the financial well-being of their employees in retirement. [3] Governments can significantly help by encouraging individuals to work longer and save more. [4] Active retirement: promoting greater health and vitality in retirement."

The Changing Face of Retirement Worldwide: The Aegon Retirement Readiness Survey 2013

"The 2013 [Aegon Retirement Readiness Index (ARRI)] scores show a decline from those in 2012. The total ARRI score dropped from 5.19 out of 10 to 4.89, with all 10 countries surveyed in 2012 registering a decline. Although in some countries there are now some signs of recovery from the economic crisis, the change in ARRI scores across the board was negative.... Nearly two-thirds (64%) of respondents believe that future generations will be worse off in retirement than current retirees."

The Changing Face of Retirement: Aegon's Retirement Readiness Survey, 2014 (PDF)

"As in 2013, people continue to hold positive aspirations for retirement, with many associating retirement with leisure (46%) and a sense of freedom (41%). Nevertheless, this is combined with a continuing widespread lack of confidence that retirement will actually deliver these benefits.... Only one in six (18%) expect to be better off in retirement when compared to current retirees... Underlying these low scores is a widespread lack of retirement saving and planning... Employers have a dual role to play in providing both financial support in the form of workplace pensions and other workplace savings products, as well as services such as online retirement planning tools or workplace financial advice."

Text of Amicus Brief of DOL Secretary in Support of Appellant's Petition for Rehearing En Banc in McCullough v. Aegon USA, Inc.

On Appeal from the United States District Court for the Northern District of Iowa, Cedar Rapids.

Text of American Benefits Council Amicus Brief in McCullough v. Aegon (PDF)

AEGON Retirement Readiness Survey 2012

"This first-ever AEGON Retirement Readiness Survey of 9,000 people across nine countries was conducted with the aim of understanding the prevailing attitudes toward retirement and the levels of financial readiness among the current working generation in Europe and the United States.... Of those surveyed, 90% were still employed and 10% had already retired.... Survey findings point to a broad range of actions available to individuals, employers and governments to better prepare for a world in which people live longer than at any time in history." [Extensive findings and analysis are on the linked page.]

The New Social Contract: Empowering Individuals in a Transitioning World (PDF)

Aegon Retirement Readiness Survey 2019; 80 pages. "This year's survey report delves further into the specifics of a new social contract with an emphasis on empowering individuals to play a greater role in their preparations in our transitioning world. It outlines the Five Fundamentals for Retirement Readiness, which are action steps they can and should be taking right now. It also outlines specific recommendations for governments, employers, industry, and other social partners to begin building the new social contract."