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3 Matching News Items |
| 1. |
Andrew G. Biggs via American Enterprise Institute
Aug. 26, 2024
18 pages. "This report critically examines the prevalent narrative that the United States faces a 'retirement crisis,' indicating a significant degree of under-saving by a substantial share of households.... Contrary to the crisis narrative, the report highlights significant improvements in retirement preparation and income security among American retirees, including increased access to retirement plans, higher contributions and savings, and rising labor force participation among older workers."
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| 2. |
Andrew G. Biggs, American Enterprise Institute via SSRN
Nov. 12, 2019
"[The author presents] a simple model to calculate the household wealth and saving rates necessary for stylized earners to achieve income-specific retirement income replacement rate targets, net of scheduled Social Security benefits. For very low earners, roughly the poorest quintile of the earning distribution, little savings are necessary on top of Social Security."
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| 3. |
Andrew G. Biggs, American Enterprise Institute via SSRN
Sept. 15, 2016
"A replacement rate calculation more consistent with the life cycle model would compare retirement income to an average of real earnings calculated over a significant number of years. Such an approach would find substantially higher replacement rates for the typical retiree."
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