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Aron Szapiro in Morningstar Advisor
Oct. 31, 2019
"Congress is on the verge of adding yet another way to take money penalty-free out of a retirement account. It's not that this provision is particularly terrible or problematic, but it adds to a fundamental problem with our system: Employers and advisors usually act as though we have a retirement system. We don't. We have a savings system, because the money can be -- and is -- used for a variety of other, nonretirement purposes."
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