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Text of HRSA Request for Comments on Draft Recommendation to Update the Agency-Supported Women's Preventive Services Guideline Relating to Screening for Urinary Incontinence

"This draft recommendation has been developed through a cooperative agreement, known as the Women's Preventive Services Initiative (WPSI), with the American College of Obstetricians and Gynecologists (ACOG), through which they convene health professionals to develop draft recommendations. Under applicable law, non-grandfathered group health plans and health insurance issuers must include coverage, without cost sharing, for certain preventive services, including those provided for in the HRSA-supported Guidelines."

New Guideline Would Dramatically Increase Number of Americans with Hypertension

"The number of US adults who have high blood pressure could grow by as much as 31 million -- and the number of adults who will be recommended for antihypertensive treatment could increase by 11 million -- if full implementation of the American Heart Association's 2017 hypertension guideline is reached."

Responses to Comments Received on the Draft Guideline Amendments to the Stop Loss Insurance Model Act (PDF)

"Comments were submitted by various interested parties raising a number of questions and concerns. The intent of this memo is to respond to and resolve many of the questions and concerns raised in the comment letters so that future discussions of the draft guideline amendments can be as productive as possible for regulators and interested parties both."

Evaluating Medical Treatment Guideline Sets for Injured Workers in California (PDF)

Excerpt: In recent years, the California workers' compensation system has been encumbered by rising costs and high utilization of medical care. To address these concerns, the California legislature passed a series of initiatives that call for the use of evidence-based medical-treatment guidelines concerning, at a minimum, the frequency, duration, intensity, and appropriateness of all treatment procedures and modalities commonly performed in workers' compensation cases.

Does the 4% Guideline Rest on a Flawed Assumption?

"[R]ecent research on safe retirement spending rates featured a flashy takeaway: Retirees who are using a fixed real withdrawal system on a balanced portfolio should start with withdrawals in the low 3% range, rather than the standard 4% guidance for starting withdrawals.... The question is, does a system of fixed real withdrawals, which we used to underpin our baseline conclusions about sustainable in-retirement spending, reflect how people actually spend in retirement? Not necessarily."

Comments of American Academy of Actuaries to NAIC on Exposure of Proposed Changes to Actuarial Guideline 43 and C-3 Phase II for Variable Annuities (PDF)

"Acceptance of any proposal should be based on whether the proposal will remove incentives for companies to use captives for their variable annuity business. It should be verified through testing that none of the proposals add conservatism beyond that required for statutory reserves, since such provisions will continue to provide these incentives.... [S]everal additional areas in the proposal ... require regulatory approval."

Comment Letter by the ERISA Working Group of the National Association of Insurance Commissioners, to NAIC ERISA Working Group on Draft Guideline Amendments to the Stop Loss Insurance Model Act (PDF)

Comments on proposed updates to stop loss model provisions and their effect on self-insurance, particularly for small employers, in light of ACA requirements, submitted by AHIP; Blue Cross Blue Shield; Chambers of Commerce from Illinois, Pennsylvania, Texas and California; Cigna; Protect Health Care Choice Coalition; The Council of Insurance Agents & Brokers; HCC Life Insurance Company; Self-Insurance Institute of America, Inc.; American Insurance Association; and consumer representatives.

New 2018 Federal Poverty Guidelines Affect ACA Safe Harbor

"[If] the cost of self-only coverage under an employer's lowest-cost minimum value plan is no more than 9.56% (for 2018) of the single Federal Poverty Guideline applicable to that individual for that year, then it will be treated as affordable. For 2018, the mainland Federal Poverty Guideline is $12,140 ... [To] satisfy the safe harbor ... the monthly premium amount cannot exceed $96.71[.]"

2013 Executive Stock Ownership Guidelines Report (PDF)

21 pages. "The prevalence of Fortune 100 companies with publicly disclosed executive stock ownership policies increased from 86.3% in 2011 to 89.4% in 2012.... Between 2010 and 2012, the number of companies that used both ownership guidelines and holding requirements as their share retention method increased by 6.0%.... Ownership guidelines that define ownership targets as a multiple of base salary are the most prevalent guideline design.... Among companies with ownership guidelines, only 11.4% include options in determining ownership guideline compliance, compared with 43.0% that explicitly exclude options."

New Corporate Espionage Claims Emerge, Centered on Two Highly Valued 401(k) Admin Startups

"The complaint alleges a months-long scheme in which [two employees], working as junior inside sales representatives at Human Interest, systematically funneled their employer's most sensitive intelligence, including partnership leads, customer data, and internal strategy documents, directly to Guideline. But not just to anyone at Guideline; Human Interest alleges the brothers were sharing it directly with the company's chief executive ... and its chief financial officer[.]" [Human Interest Inc. v. Sterri, No. 25-0149 (D. Utah complaint filed Oct. 2, 2025)]