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Search the News Archive

321 Matching News Items

1.  planadviser; registration may be required Link to more items from this source
Nov. 13, 2019
"Linking health care and wealth management; maximizing practice efficiency and cross-selling opportunities; addressing individuals' insurance and financial wellness needs -- HUB's new retirement plan specialist advisers hope to do all of this and more."
2.  HUB International Link to more items from this source
Aug. 12, 2025
"HUB's National Actuarial Team recommends the following trend projections for 2026 budget planning: [1] Rx Only: 10%-12%; [2] Medical & Rx Combined: 8%-10%; [3] Medical Only: 7%-9%; [4] Dental: 4%-5%; [5] Vision: 2%-3%."
3.  HUB International Link to more items from this source
Apr. 23, 2019
"What happens if your intern does so well that you want to hire him or her? The answer depends on how you treated the intern when they were hired."
4.  HUB International Link to more items from this source
Oct. 22, 2025
"HUB's National Actuarial Team recommends the following trend projections for 2026 budget planning: [1] Rx only: 10%-12%; [2] Medical & Rx combined: 8%-10%; [3] Medical only: 7%-9%; [4] Dental: 4%-5%; [5] Vision: 2%-3%."
5.  HUB International Link to more items from this source
Nov. 10, 2025
"The guidance confirms that employers may offer fertility benefits as an independent, noncoordinated excepted benefit if certain conditions are met. Under this structure, fertility coverage may qualify as a specified disease or illness policy, similar to a cancer-only policy.... FAQ Part 72 also clarifies how EBHRAs can be used to provide fertility benefits, allowing a self-funded alternative."
6.  HUB International Link to more items from this source
Oct. 27, 2025
"While DCAPs provide significant tax benefits, they do so at a cost -- participant benefit elections are generally irrevocable for the next 12 months.... The exception to this rule is when the employee experiences a qualifying event (sometimes referred to as a qualifying life event, or 'QLE') as defined by the plan."
7.  HUB International Link to more items from this source
Oct. 24, 2025
"Employers may structure their open enrollments as either active or passive.... Employers ... need to clearly communicate when the open enrollment period starts and ends.... Employers should be conscious of those who newly become eligible for their plans around the time of open enrollment as there may be confusion around the timing of elections.... While the IRS determines the allowable limits under the tax code, employers determine the allowable contribution limits under their [account-based] plans."
8.  HUB International Link to more items from this source
Oct. 23, 2025
"Employers and plan sponsors should review their service agreements to ensure they do not contain gag clauses. They should also confirm if their medical insurance carrier, TPA, PBM or other service provider will complete a gag clause attestation on their self-insured plan's behalf. Employers and sponsors required to complete a Gag Clause Attestation for 2025 should be prepared to file their attestation no later than December 31, 2025."
9.  HUB International Link to more items from this source
Oct. 22, 2025
"[An] employer's ACA penalty exposure hinges entirely on whether the organization satisfies the statutory definition of an 'applicable large employer' (ALE). This article centers on an organization's considerations as it grows into ALE status or shrinks out of ALE status."
10.  HUB International Link to more items from this source
May 4, 2025
"Health and welfare plan sponsors will find that many vendors already emphasize cybersecurity.... [T]he DOL's guidance serves as a valuable checklist for sponsors to evaluate their service providers through a fiduciary lens.... [S]ponsors should assess their internal cybersecurity measures, especially if they retain sensitive plan-related data. ERISA's 'prudence' requirement hinges on adopting a sound process -- a hallmark of effective fiduciary responsibility."
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