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2023 State of the Retirement Industry Survey

"Inflation, recession, and poor investment returns are top concerns across all cohorts for 2023. All cohorts believe the Fed will raise rates twice in 2023. Widely differing opinions on where inflation will end in 2023. Crypto is the least-preferred retirement asset class."

Can Cybercrime and Identity Theft Affect Your Retirement Savings?

"Given the ubiquity of cybercrime, the number of unusual activities that were taking place, and the amount of the transfer that was requested, a security alert should have been triggered to prevent the funds from being transferred without further verification. Machine learning and artificial intelligence techniques have reached a level of sophistication that almost all fraud is detectable; and only if organizations such as Alight Solutions are required to face potential liability will they have the incentive to implement such protections." [Disberry v. Employee Relations Committee of the Colgate-Palmolive Company, No. 22-5778 (S.D.N.Y. Dec. 16, 2022)]

How Much Do Companies Typically Match on 401(k) Contributions?

"In 2025, a typical partial match formula is 50% match of the first 6% of pay that an employee contributes.... In 2025, ... most employers have set their matching caps above 3%, meaning that there is a significant shift to focus on long-term savings outcomes and employee financial well-being."

How to Open a 401(k) for Your Small Business: A Step-By-Step Guide

"Benefits of offering a 401(k) plan ... Step-by-step process to open a 401(k) ... Costs and financial considerations ... Common challenges and how to overcome them."