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Vorys, Sater, Seymour and Pease LLP via FORC
Dec. 22, 2017
"Agents who are supposedly independent are not like franchisees who must follow all of the franchisor's rules.... Insurance companies may also want to consider: [1] Carving out agents they deem to be independent contractors from ERISA plans; [2] Not referring to agents as employees in training and personnel manuals; [3] Adding a term to agents' agreements expressly stating when the agreement will be renewable; [4] Allowing the agents to control their book of business, or, at the very least, having discretion in selling their agency and in writing business for other insurance carriers."
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