4/19/2001: Should a Lump-Sum Payment Replace Social Security's Delayed Retirement Credit? (Peter R. Orszag, published by the Center for Retirement Research at Boston College)April 2001. Excerpt: "Transforming Social Security's delayed retirement credit into a lump-sum payment rather than an increased monthly payment would likely encourage more workers to defer retirement and benefit claiming. The idea is thus worthy of further exploration. Several important design issues, however, must be addressed before policymakers give serious consideration to the reform."
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