1/16/2003: GAO Analysis of Commission's Social Security Reform Proposal for Personal Retirement Accounts (U.S. Government Accountability Office)109 pages. Excerpt: "Regardless of whether an account is chosen, many people could receive monthly benefits under Model 2 that are higher than the benefit reduction benchmark. However, a minority could fare worse.... Benefits for those choosing individual accounts will be sensitive to the actual rates of return earned by those accounts."
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